Overview

Detailed Summary

Nalin Lease Finance Ltd is a non-banking finance company mainly engaged in providing vehicle finance and gold loans across various districts in Gujarat, India.
Incorporated in 1990, the company originally focused on financing two-wheelers and gradually expanded its operations beyond Sabarkantha district.
Nalin Lease Finance has a notable presence in the gold loan sector, offering competitive loan services against gold ornaments.
The company's operational focus is highly localized, enhancing its understanding of regional markets, which aids in tailored service delivery.

Sector: Finance
Industry: Non Banking Financial Company (NBFC)
Market Cap: 25 Cr
Volatility: Low Risk
P/E Ratio: 7.5
Industry P/E: 19.2
PEG Ratio: 0.7
P/B Ratio: 0.7
52W High: 59.99
52W Low: 35.31

Sales CAGR

1Y: -5.56%
3Y: 4.70%
5Y: 5.22%
10Y: 11.91%

Profit CAGR

1Y: -8.57%
3Y: 10.65%
5Y: 12.11%
10Y: 19.49%

ROE

TTM: 8.31%
3Y: 11.00%
5Y: 10.96%
10Y: 10.24%

ROCE

TTM: 9.60%
3Y: 14.63%
5Y: 14.71%
10Y: 15.21%

Technicals

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Forecasts

Peers

Financial Services Financial Services Finance

Symbol	Watchlist	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
NLFL		36.59	25 Cr	7.45	0.65	0.00	8.31	9.60	6.76
DAL		49.88	25 Cr	-28.72	0.75	0.00	-2.60	-1.50	-2.49
GSBFIN		41.25	25 Cr	-77.34	1.76	0.00	-2.19	0.49	-2.25
ABHIFIN		53.37	25 Cr	351.71	4.03	0.00	1.19	1.72	1.10
INDIANVSH		6.52	25 Cr	-2.73	0.00	0.00	18.18	1.74	-9.61
PURSHOTTAM		35.44	25 Cr	-13.67	0.45	0.00	-3.25	-0.82	-1.70
STANDRDBAT		46.00	24 Cr	-47.68	24.91	0.00	-51.77	-51.77	-23.36
Median: 7 Co.	—	41.25	25 Cr	-13.67	0.75	0.00	-2.19	0.49	-2.25

Financial Statements

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Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	1.61	1.85	1.74	1.62	1.22	2.05	1.78	1.89	0.97	2.14
Expenses	0.52	0.45	0.60	0.61	0.63	0.64	0.63	0.67	0.79	0.59
Interest	0.16	0.12	0.13	0.11	0.06	0.06	0.10	0.18	0.20	0.24
Financing Profit	0.93	1.28	1.01	0.90	0.53	1.35	1.05	1.04	-0.02	1.31
Financing Margin %	57.76	69.19	58.05	55.56	43.44	65.85	58.99	55.03	-2.06	61.21
Other Income	0.24	0.17	0.19	0.44	0.06	0.04	0.05	0.04	0.75	0.29
Depreciation	0.04	0.04	0.04	0.04	0.04	0.04	0.02	0.05	0.05	0.06
Profit Before Tax	1.12	1.41	1.16	1.31	0.55	1.35	1.07	1.03	0.67	1.54
Tax %	14.29	10.64	40.52	23.66	-3.64	31.85	28.97	27.18	-10.45	27.27
Net Profit	0.96	1.26	0.69	1.00	0.57	0.92	0.76	0.75	0.74	1.11
EPS in Rs	1.47	1.92	1.06	1.52	0.88	1.41	1.16	1.14	1.13	1.70
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	2.33	2.69	3.53	3.80	4.98	4.89	5.60	5.76	6.67	6.42	6.78
Expenses	1.24	1.13	1.21	1.09	1.65	1.36	1.98	1.73	1.97	2.29	2.68
Interest	0.01	0.14	0.84	0.91	0.75	0.09	0.10	0.08	0.43	0.42	0.72
Financing Profit	1.08	1.41	1.48	1.79	2.58	3.43	3.52	3.96	4.27	3.71	3.38
Financing Margin %	46.29	52.54	41.88	47.13	51.81	70.21	62.99	68.72	64.09	57.82	49.85
Other Income	0.11	0.04	0.01	0.00	0.30	0.00	0.08	0.18	1.06	0.87	1.13
Depreciation	0.09	0.09	0.06	0.05	0.11	0.13	0.10	0.15	0.17	0.16	0.18
Profit Before Tax	1.10	1.37	1.41	1.74	2.77	3.31	3.51	4.00	5.17	4.43	4.31
Tax %	283.62	310.73	353.79	370.49	355.70	421.86	386.76	397.88	391.39	489.98	21.81
Net Profit	0.71	0.93	1.01	1.27	1.99	2.52	2.60	2.99	3.85	3.52	3.36
EPS in Rs	1.81	2.02	1.54	1.80	2.05	3.85	3.97	4.56	5.88	5.38	5.13
Dividend Payout %	—	—	—	—	—	770.00	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	3.26	3.26	3.26	6.56	6.56	6.56	6.56	6.56	6.56	6.56
Reserves	5.77	6.58	7.60	11	13	16	18	21	25	28
Borrowings	1.01	3.76	7.38	6.15	4.38	0.16	0.45	1.54	3.66	1.13
Other Liabilities	0.44	0.23	0.29	0.41	0.85	0.93	0.96	1.10	2.04	1.47
Total Liabilities	10	14	19	24	25	24	26	30	37	38
Fixed Assets	0.46	0.39	0.28	0.48	0.34	0.24	0.52	0.97	1.61	1.25
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.09	0.00	0.00
Investments	0.00	0.00	0.00	0.00	0.00	0.77	1.02	4.57	9.87	4.64
Other Assets	10	13	18	24	25	23	25	25	26	32
Total Assets	10	14	19	24	25	24	26	30	37	38

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-0.41	-3.54	-4.00	1.25	4.03	2.09	0.78	3.65	1.14	-3.04
Cash from Investing Activity	-0.01	0.03	0.04	-0.00	0.49	-0.82	-0.56	-4.27	-4.50	5.60
Cash from Financing Activity	-1.42	2.75	3.63	-1.24	-1.77	-4.21	-0.03	1.09	2.74	-2.84
Net Cash Flow	-1.84	-0.76	-0.33	0.01	2.76	-2.94	0.18	0.48	-0.63	-0.29

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	71.04%	71.20%	71.39%	71.39%	71.39%	71.39%	71.39%	71.90%	72.06%	73.30%	74.87%	74.87%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	28.96%	28.80%	28.61%	28.61%	28.61%	28.61%	28.61%	28.10%	27.94%	26.70%	25.13%	25.13%
Total Shareholders	1,691	1,863	3,420	3,301	3,577	3,512	3,460	3,359	3,305	3,231	3,155	3,117

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Projection

Documents

Presentations

Concalls

Reports

Presentations

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Actions

Action Type

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Announcements

Last 7 days

Sentiment

Insider Trading Disclosure

1 day ago

Nalin Lease: Promoter Sold 66,000 Shares

Nalin Lease Finance: Promoter Dilipkumar N. Gandhi sold 66,000 shares in open market on 2026-07-29; holding declined from 2,777,970 (42.3588%) to 2,711,970 (41.3524%).

Shareholding Pattern

1 day ago

Nalin Lease: Promoter Sells 66,000 Shares

Nalin Lease Finance Ltd: Promoter Dilipkumar N. Gandhi sold 66,000 shares (open market) on 2026-07-29, reducing holding from 2,777,970 (42.3588%) to 2,711,970 (41.3524%).

Regulatory/Compliance Filing

1 day ago

Nalin Lease Finance: Promoter-group share acquisition

Nalin Lease Finance Ltd: NPLUS Consultants (promoter group) bought 66,000 shares via open market on 2026-07-29, raising promoter-group holding from 270,073 (4.1181%) to 336,073 (5.1244%).

Shareholding Pattern

1 day ago

Nalin Lease: Promoter-group share acquisition

Nalin Lease Finance: NPLUS Consultants (promoter group) bought 66,000 shares via open market on 29-07-2026, raising holding from 270,073 (4.1181%) to 336,073 (5.1244%).

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Frequently Asked Questions about Nalin Lease Finance Ltd

Nalin Lease Finance Ltd (NLFL) is currently trading at 36.59 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Nalin Lease Finance Ltd is a non-banking finance company mainly engaged in providing vehicle finance and gold loans across various districts in Gujarat, India. Incorporated in 1990, the company originally focused on financing two-wheelers and gradually expanded its operations beyond Sabarkantha district. Nalin Lease Finance has a notable presence in the gold loan sector, offering competitive loan services against gold ornaments. The company's operational focus is highly localized, enhancing its understanding of regional markets, which aids in tailored service delivery.

Over the past 52 weeks, Nalin Lease Finance Ltd has traded between a low of ₹35.31 and a high of ₹59.99. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Nalin Lease Finance Ltd has a market capitalization of approximately 25.03. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Nalin Lease Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 7.45 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 25.03 Cr, Nalin Lease Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Nalin Lease Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Nalin Lease Finance Ltd is 7.45. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Nalin Lease Finance Ltd

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