Available Finance Ltd

AVAILFC

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Market Cap

₹ 157 Cr

P/E

1.38

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Investment Checklist

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Performance

UNDER PERFORMER

Valuation

REASONABLE

Growth

SLUGGISH

Profitability

HIGH MARGIN

Technicals

Bearish

Risk

MODERATE RISK

Investment Checklist

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Price

PE Ratio

Price

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Overview

Detailed Summary

Available Finance Limited is a Non-Banking Financial Company (NBFC) specializing in leasing and hire purchase services.

Originally established as Flag Leasing And Investments Private Limited in February 1993, it later transformed into a limited company in February 1994.

In 2002, Available Finance Limited successfully reissued 3 million equity shares that had previously been forfeited due to non-payment.

The company has focused on providing financial solutions primarily in leasing and hire purchase for more than two decades.

Sector

Finance

Industry

Finance - Small

Market Cap

157 Cr

Volatility

High Risk

P/E Ratio

1.4

Industry P/E

20.4

PEG Ratio

—

P/B Ratio

0.1

52W High

378.15

52W Low

145.40

Sales CAGR

3.64%

-3.70%

-12.31%

10Y

-17.69%

Profit CAGR

—

-14.03%

-25.11%

10Y

5.71%

ROE

TTM

8.99%

1.21%

1.56%

10Y

0.73%

ROCE

TTM

0.02%

1.76%

1.91%

10Y

3.84%

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
JHACC	211.00	182 Cr	73.19	1.81	0.00	2.46	2.79	2.25
YASTF	165.00	173 Cr	550.00	16.48	0.00	2.86	3.46	1.17
AVAILFC	158.00	157 Cr	1.38	0.12	0.00	8.99	0.02	0.02
MAHAPEXLTD	104.81	157 Cr	—	0.34	0.00	-0.05	0.52	1.64
WSFX	61.00	135 Cr	—	4.68	0.88	-12.17	-11.15	-8.19
PIONRINV	104.04	122 Cr	9.53	0.74	0.00	7.78	12.64	3.44
FOCUS	142.00	103 Cr	139.22	14.15	0.04	14.52	19.31	13.70

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

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Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.13	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.15	0.15
Expenses	0.10	0.05	0.05	0.06	0.06	0.08	0.07	0.05	0.10	0.05
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	0.03	0.09	0.09	0.08	0.08	0.06	0.07	0.09	0.05	0.10
Financing Margin %	23.08	64.29	64.29	57.14	57.14	42.86	50.00	64.29	33.33	66.67
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	0.03	0.08	0.09	0.08	0.08	0.06	0.07	0.09	0.05	0.10
Tax %	33.33	12.50	22.22	25.00	25.00	33.33	28.57	22.22	20.00	30.00
Net Profit	0.03	0.07	0.07	0.07	0.06	0.05	0.05	0.07	0.03	0.07
EPS in Rs	21.33	15.23	47.63	32.25	34.75	15.72	20.23	31.42	36.74	22.88
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	3.27	1.95	0.97	0.56	1.09	0.55	0.63	0.59	0.55	0.57
Expenses	0.23	0.19	1.64	0.22	0.14	0.19	0.24	0.22	0.26	0.30
Interest	2.74	1.50	0.76	0.36	0.03	0.00	0.00	0.07	0.00	0.00
Financing Profit	0.30	0.26	-1.43	-0.02	0.93	0.37	0.39	0.30	0.29	0.27
Financing Margin %	9.24	13.25	-148.27	-3.38	84.98	66.21	62.20	51.54	53.14	47.37
Other Income	0.03	0.04	0.01	0.00	0.05	0.00	0.05	0.02	0.00	NaN
Depreciation	0.06	0.05	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	0.27	0.25	-1.42	-0.02	0.98	0.37	0.45	0.33	0.29	0.27
Tax %	32.88	32.57	1.37	-44.67	2.11	-1.86	20.99	35.30	19.89	25.93
Net Profit	0.14	0.17	-1.40	-0.03	0.96	0.37	0.35	0.21	0.23	0.20
EPS in Rs	—	—	—	—	48.40	83.28	204.78	168.75	116.44	111.27
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	10	10	10	10	10	10	10	10	10
Reserves	105	172	208	246	263	472	731	932	1,072
Borrowings	19	7.26	7.47	3.65	1.90	1.90	1.90	0.00	0.00
Other Liabilities	0.28	0.18	0.09	0.06	0.01	0.03	0.08	0.07	0.18
Total Liabilities	135	189	226	260	275	484	743	943	1,082
Fixed Assets	0.17	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	257	275	477	736	937	1,076
Other Assets	135	189	226	2.55	0.77	7.33	7.72	6.06	6.29
Total Assets	135	189	226	260	275	484	743	943	1,082

Consolidated Cash Flows (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-0.06	-0.16	-0.00	3.94	2.59	-5.69	-0.55	1.90	0.00	0.09
Cash from Investing Activity	0.03	0.15	0.00	0.00	-0.94	6.19	0.04	0.00	-0.00	-0.00
Cash from Financing Activity	0.00	0.00	0.00	-3.82	-1.75	0.00	0.00	-1.90	0.00	0.00
Net Cash Flow	-0.04	-0.01	-0.00	0.12	-0.10	0.49	-0.51	0.00	-0.00	0.08

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	61.81%	61.81%	61.81%	61.81%	66.32%	66.32%	66.32%	66.32%	66.32%	66.32%	66.32%	66.32%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	38.19%	38.19%	38.19%	38.19%	33.68%	33.68%	33.68%	33.68%	33.68%	33.68%	33.68%	33.68%
Total Shareholders	2,308	2,336	2,295	2,353	2,726	2,659	2,819	3,208	3,736	4,009	4,611	4,933

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Jun 02, 2025	Share india securities limited	Bulk	Sell	214.17	1.14 Cr	53,050	0.51
Jun 02, 2025	Share india securities limited	Bulk	Buy	214.64	0.07 Cr	3,150	0.03
May 21, 2025	Aanchal gaurav tayal	Bulk	Sell	227.86	1.73 Cr	75,857	0.74
Mar 27, 2024	Setu securities pvt ltd	Bulk	Buy	218.47	1.25 Cr	57,359	0.56
Dec 28, 2023	Tapan agarwal revised	Insider - Promoter Group	Acquisition	130.20	5.99 Cr	4,59,773	4.51
Dec 28, 2023	Mr. tapan agarwal	Insider - Promoter Group	Acquisition	0.00	0.00 Cr	4,59,773	4.51
Dec 27, 2023	Aereo dealcomm pvt ltd	Bulk	Sell	130.20	5.99 Cr	4,59,800	4.50
Dec 27, 2023	Tapan agarwal	Bulk	Buy	130.20	5.99 Cr	4,59,773	4.50
Nov 07, 2023	Prem chand jain	Bulk	Sell	107.21	0.68 Cr	63,029	0.61
Nov 06, 2023	Aditi patni	Bulk	Sell	107.88	0.74 Cr	68,889	0.67

Projection

Actions

Action Type

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Announcements

Last 7 days

Newest

Sentiment

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Documents

Presentations

Concalls

Reports

Presentations

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Overview

Detailed Summary

Available Finance Limited is a Non-Banking Financial Company (NBFC) specializing in leasing and hire purchase services.

Originally established as Flag Leasing And Investments Private Limited in February 1993, it later transformed into a limited company in February 1994.

In 2002, Available Finance Limited successfully reissued 3 million equity shares that had previously been forfeited due to non-payment.

The company has focused on providing financial solutions primarily in leasing and hire purchase for more than two decades.

Sector

Finance

Industry

Finance - Small

Market Cap

157 Cr

Volatility

High Risk

P/E Ratio

1.4

Industry P/E

20.4

PEG Ratio

—

P/B Ratio

0.1

52W High

378.15

52W Low

145.40

Sales CAGR

3.64%

-3.70%

-12.31%

10Y

-17.69%

Profit CAGR

—

-14.03%

-25.11%

10Y

5.71%

ROE

TTM

8.99%

1.21%

1.56%

10Y

0.73%

ROCE

TTM

0.02%

1.76%

1.91%

10Y

3.84%

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.13	0.14	0.14	0.14	0.14	0.14	0.14	0.14	0.15	0.15
Expenses	0.10	0.05	0.05	0.06	0.06	0.08	0.07	0.05	0.10	0.05
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financing Profit	0.03	0.09	0.09	0.08	0.08	0.06	0.07	0.09	0.05	0.10
Financing Margin %	23.08	64.29	64.29	57.14	57.14	42.86	50.00	64.29	33.33	66.67
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	0.03	0.08	0.09	0.08	0.08	0.06	0.07	0.09	0.05	0.10
Tax %	33.33	12.50	22.22	25.00	25.00	33.33	28.57	22.22	20.00	30.00
Net Profit	0.03	0.07	0.07	0.07	0.06	0.05	0.05	0.07	0.03	0.07
EPS in Rs	21.33	15.23	47.63	32.25	34.75	15.72	20.23	31.42	36.74	22.88
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	3.27	1.95	0.97	0.56	1.09	0.55	0.63	0.59	0.55	0.57
Expenses	0.23	0.19	1.64	0.22	0.14	0.19	0.24	0.22	0.26	0.30
Interest	2.74	1.50	0.76	0.36	0.03	0.00	0.00	0.07	0.00	0.00
Financing Profit	0.30	0.26	-1.43	-0.02	0.93	0.37	0.39	0.30	0.29	0.27
Financing Margin %	9.24	13.25	-148.27	-3.38	84.98	66.21	62.20	51.54	53.14	47.37
Other Income	0.03	0.04	0.01	0.00	0.05	0.00	0.05	0.02	0.00	NaN
Depreciation	0.06	0.05	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit Before Tax	0.27	0.25	-1.42	-0.02	0.98	0.37	0.45	0.33	0.29	0.27
Tax %	32.88	32.57	1.37	-44.67	2.11	-1.86	20.99	35.30	19.89	25.93
Net Profit	0.14	0.17	-1.40	-0.03	0.96	0.37	0.35	0.21	0.23	0.20
EPS in Rs	—	—	—	—	48.40	83.28	204.78	168.75	116.44	111.27
Dividend Payout %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	10	10	10	10	10	10	10	10	10
Reserves	105	172	208	246	263	472	731	932	1,072
Borrowings	19	7.26	7.47	3.65	1.90	1.90	1.90	0.00	0.00
Other Liabilities	0.28	0.18	0.09	0.06	0.01	0.03	0.08	0.07	0.18
Total Liabilities	135	189	226	260	275	484	743	943	1,082
Fixed Assets	0.17	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	257	275	477	736	937	1,076
Other Assets	135	189	226	2.55	0.77	7.33	7.72	6.06	6.29
Total Assets	135	189	226	260	275	484	743	943	1,082

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-0.06	-0.16	-0.00	3.94	2.59	-5.69	-0.55	1.90	0.00	0.09
Cash from Investing Activity	0.03	0.15	0.00	0.00	-0.94	6.19	0.04	0.00	-0.00	-0.00
Cash from Financing Activity	0.00	0.00	0.00	-3.82	-1.75	0.00	0.00	-1.90	0.00	0.00
Net Cash Flow	-0.04	-0.01	-0.00	0.12	-0.10	0.49	-0.51	0.00	-0.00	0.08

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
JHACC	211.00	182 Cr	73.19	1.81	0.00	2.46	2.79	2.25
YASTF	165.00	173 Cr	550.00	16.48	0.00	2.86	3.46	1.17
AVAILFC	158.00	157 Cr	1.38	0.12	0.00	8.99	0.02	0.02
MAHAPEXLTD	104.81	157 Cr	—	0.34	0.00	-0.05	0.52	1.64
WSFX	61.00	135 Cr	—	4.68	0.88	-12.17	-11.15	-8.19
PIONRINV	104.04	122 Cr	9.53	0.74	0.00	7.78	12.64	3.44
FOCUS	142.00	103 Cr	139.22	14.15	0.04	14.52	19.31	13.70