🔥 We have been featured on Shark Tank India.Episode 13

🔥 We have been featured on Shark Tank India

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Stock Summary and Key Metrics













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Price
PE Ratio
Price

Overview

Detailed Summary
  • Key insightKey insight

    GSB Finance Ltd, formerly known as Ravi Cement Ltd, primarily engages in providing financial services, investments, and has a focus on trading in shares and securities.

  • Key insightKey insight

    The company, initially a prospective mini-cement plant, shifted towards financial services due to a recession in the cement industry, a strategic pivot that demonstrates adaptability.

  • Key insightKey insight

    GSB Finance underwent a significant transformation in the early 90s, with expert financial professionals joining the board and a consequent change in focus to finance-oriented services.

  • Key insightKey insight

    Despite market challenges, the company demonstrated an ability to rebound with a profit in 1998-99 following a loss the previous year, showcasing resilience.

  • Key insightKey insight

    The company re-aligned its financial strategies in 1999-2000, notably with a change in inventory valuation policy that impacted profits, reflecting their agility in financial management.

Sector

Finance

Industry

Finance - Small

Market Cap

20 Cr

Volatility

Low Risk

P/E Ratio

-184.9

Industry P/E

15.8

PEG Ratio

P/B Ratio

1.4

52W High

49.76

52W Low

25.00

Financial Ratios

Sales CAGR

1Y
-51.63%
3Y
-10.70%
5Y
0.02%
10Y
-21.02%

Profit CAGR

1Y
-54.14%
3Y
42.58%
5Y
10Y
18.23%

ROE

TTM
-1.14%
3Y
5.89%
5Y
4.54%
10Y
3.29%

ROCE

TTM
-0.47%
3Y
7.13%
5Y
6.20%
10Y
5.04%

Financial Statements

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Standalone Quarterly Results (in ₹ Crores)

Total Figures
QoQ Changes
Total Figures
Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue1.980.400.860.320.740.440.270.310.320.31
Expenses0.180.341.220.090.160.240.410.160.610.16
Interest0.120.08-0.010.000.030.030.000.000.000.00
Financing Profit1.68-0.02-0.350.230.550.17-0.140.15-0.290.15
Financing Margin %84.85-5.00-40.7071.8874.3238.64-51.8548.39-90.6248.39
Other Income0.000.000.010.000.000.000.020.000.000.00
Depreciation0.000.000.000.000.000.000.000.000.000.00
Profit Before Tax1.68-0.01-0.340.230.550.17-0.120.15-0.290.15
Tax %10.710.00-29.4126.095.4523.538.3326.670.00-20.00
Net Profit1.50-0.01-0.440.170.520.13-0.110.11-0.300.18
EPS in Rs2.51-0.02-0.730.290.860.22-0.180.18-0.490.31
Gross NPA %0.000.000.000.000.000.000.000.000.000.00
Net NPA %0.000.000.000.000.000.000.000.000.000.00

Standalone Profit Loss (in ₹ Crores)

Total Figures
YoY Changes
Total Figures
Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue10136.861.781.472.503.253.671.781.76
Expenses9.10136.771.450.621.842.731.790.900.97
Interest0.030.040.010.260.370.300.460.290.070.06
Financing Profit1.180.400.090.060.490.360.061.590.820.73
Financing Margin %11.463.011.263.6133.4114.292.0043.3845.8941.48
Other Income0.000.000.000.000.010.010.000.010.02NaN
Depreciation0.020.020.020.020.000.010.000.000.000.00
Profit Before Tax1.160.380.070.040.500.360.071.600.830.75
Tax %213.47308.62191.8675.04240.73327.00-1,105.86465.31724.8313.33
Net Profit0.620.260.03-0.010.290.250.071.260.720.65
EPS in Rs1.64-0.08-0.010.040.480.41-0.181.911.19-0.18
Dividend Payout %412.00172.00

Standalone Balance Sheet (in ₹ Crores)

Total Figures
YoY Changes
Total Figures
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital6.006.006.006.006.006.006.006.006.006.00
Reserves4.585.355.485.345.335.696.006.097.668.38
Borrowings0.500.000.013.004.263.014.756.440.000.00
Other Liabilities0.111.020.150.130.270.350.400.270.500.33
Total Liabilities11121214161517191415
Fixed Assets0.100.080.080.060.030.030.020.020.020.02
CWIP0.000.000.000.000.000.000.000.000.000.00
Investments0.000.000.130.120.130.120.200.190.000.75
Other Assets11121114161517191414
Total Assets11121214161517191415

Standalone Cash Flows (in ₹ Crores)

Total Figures
YoY Changes
Total Figures
Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity-0.500.550.21-2.68-1.381.60-2.05-1.726.47-0.04
Cash from Investing Activity0.01-0.06-0.010.010.01-0.000.000.000.080.00
Cash from Financing Activity0.50-0.50-0.182.811.26-1.241.731.70-6.440.00
Net Cash Flow0.00-0.000.020.14-0.110.36-0.32-0.030.11-0.04

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