Overview

Detailed Summary

Regency Fincorp Limited is a Non-Banking Financial Company (NBFC) based in Zirakpur, India, focused on lending and allied activities.
The company targets micro, small, and medium enterprises (MSMEs), aiming to empower them to enhance their business operations and thereby improve living standards.
Regency Fincorp also provides personal loans and consumer durable loans, catering primarily to economically active households.
In March 2020, the company undertook a preferential allotment of shares and convertible warrants, suggesting a strategic move for capital infusion.
Despite the limit in available data, the company's focus on MSMEs indicates a potential strategic positioning in an underserved segment of the financial market.

Sector: Finance
Industry: Other Financial Services
Market Cap: 372 Cr
Volatility: Low Risk
P/E Ratio: 22.5
Industry P/E: 19.2
PEG Ratio: 0.3
P/B Ratio: 2.1
52W High: 48.00
52W Low: 22.71

Sales CAGR

1Y: 35.92%
3Y: 55.92%
5Y: 42.58%
10Y: 49.74%

Profit CAGR

1Y: 152.79%
3Y: 107.90%
5Y: 67.60%
10Y: 33.14%

ROE

TTM: 8.36%
3Y: 4.23%
5Y: 4.24%
10Y: 4.42%

ROCE

TTM: 8.82%
3Y: 11.47%
5Y: 9.68%
10Y: 9.18%

Technicals

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bullish

Bearish

Neutral

Bullish

Forecasts

Peers

Financial Services Financial Services Finance Other Financial Services

Symbol	Watchlist	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
STELLANT		796.20	441 Cr	12.02	5.65	0.03	27.26	36.88	44.81
NDLVENTURE		129.40	436 Cr	484.12	7.35	0.39	1.54	2.06	1.38
AKIKO		355.25	383 Cr	23.87	6.42	0.00	25.55	31.42	16.19
REGENCY		41.88	372 Cr	22.46	2.14	0.00	8.36	8.82	5.01
ALSL		64.17	299 Cr	30.65	3.25	0.00	6.74	9.43	7.62
CMBL		45.45	288 Cr	118.10	2.76	0.00	2.34	2.18	1.57
VISCO		49.42	271 Cr	-9.17	1.63	0.00	-28.33	-6.34	-5.73
Median: 7 Co.	—	64.17	372 Cr	23.87	3.25	0.00	6.74	8.82	5.01

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Mar 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	7.30	8.63	10	16
Expenses	2.67	1.83	4.18	2.73
Interest	2.02	2.51	2.94	5.07
Financing Profit	2.61	4.29	3.16	8.34
Financing Margin %	35.75	49.71	30.74	51.67
Other Income	1.11	0.52	1.74	1.29
Depreciation	0.22	0.21	0.20	0.24
Profit Before Tax	3.50	4.60	4.70	9.39
Tax %	26.00	25.87	24.68	25.13
Net Profit	2.59	3.40	3.53	7.03
EPS in Rs	0.33	0.37	0.39	—
Gross NPA %	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	0.53	0.41	0.64	1.50	3.39	3.57	5.26	13	15	20	43
Expenses	0.05	0.13	0.21	0.83	1.02	2.14	1.62	2.45	3.35	6.23	11
Interest	0.00	0.00	0.11	0.85	1.90	2.42	2.79	9.38	8.97	8.01	13
Financing Profit	0.48	0.27	0.32	-0.18	0.46	-0.98	0.86	1.65	2.95	5.72	19
Financing Margin %	91.00	67.39	49.50	-11.68	13.71	-27.47	16.31	12.24	19.30	28.64	43.90
Other Income	0.01	0.02	0.01	0.68	0.23	1.80	0.20	0.03	0.46	1.71	5.30
Depreciation	0.00	0.00	0.01	0.02	0.16	0.21	0.34	0.41	0.85	0.73	0.87
Profit Before Tax	0.49	0.30	0.31	0.49	0.53	0.60	0.72	1.27	2.56	6.69	23
Tax %	432.41	333.49	384.11	382.93	338.32	327.04	433.15	365.17	432.42	389.67	25.53
Net Profit	0.38	0.21	0.23	0.36	0.38	0.42	0.55	0.92	1.97	4.98	17
EPS in Rs	1.26	0.07	0.03	0.06	0.04	0.06	0.07	0.11	0.24	0.61	1.57
Dividend Payout %	—	—	—	970.00	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	3.00	3.00	3.00	3.71	4.10	4.10	5.34	11	38	64
Reserves	0.05	0.26	2.07	2.68	4.95	5.38	7.40	2.98	12	58
Borrowings	0.00	0.00	4.74	19	27	28	77	90	95	105
Other Liabilities	0.15	0.11	2.99	0.50	0.60	1.82	1.58	2.87	1.91	2.74
Total Liabilities	3.21	3.37	13	26	37	39	91	106	147	229
Fixed Assets	0.00	0.00	0.22	1.13	1.43	2.07	2.25	2.90	6.04	5.89
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.44	0.33	0.65	0.71	0.06	0.00	3.32
Other Assets	3.21	3.37	13	25	35	36	88	103	141	220
Total Assets	3.21	3.37	13	26	37	39	91	106	147	229

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	0.52	0.20	0.98	2.46	0.54	1.69	0.18	12	9.91	11
Cash from Investing Activity	-0.43	0.44	-0.23	-0.93	-0.47	-1.17	-0.58	-15	-29	-48
Cash from Financing Activity	0.01	-0.64	1.34	-2.55	0.68	-1.78	1.04	3.64	31	68
Net Cash Flow	0.10	0.00	2.09	-1.02	0.74	-1.26	0.64	0.90	12	31

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Nov 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	23.18%	23.19%	22.89%	23.43%	23.13%	23.13%	17.46%	16.86%	17.58%	23.74%	23.74%	21.43%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.98%	1.19%	1.19%	1.07%
Public	76.82%	76.81%	77.11%	76.57%	76.87%	76.87%	82.54%	83.14%	81.44%	75.07%	75.07%	77.50%
Total Shareholders	3,890	4,421	4,678	6,559	6,584	6,463	6,386	6,195	6,434	6,103	5,771	5,631

Market Transactions

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Documents

Presentations

Concalls

Reports

Presentations

Investor Presentation

Q1 FY27

Investor Presentation

Q4 FY26

Actions

Action Type

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Announcements

Last 7 days

Sentiment

Fund Raising

2 days ago

Regency Fincorp Ltd allots INR 40 crore NCDs

Regency Fincorp Ltd allotted 40,000 13% listed, secured, rated, redeemable NCDs of INR 10,000 each aggregating INR 40,00,00,000 on private placement. Allotment date: 30-07-2026.

Fund Raising

2 days ago

Regency Fincorp Allots ₹40 crore NCDs

Regency Fincorp Ltd allotted 40,000 13% listed, secured, rated, redeemable NCDs of ₹10,000 each aggregating ₹40 crore on private placement to identified investors; allotment date 2026-07-30.

Fund Raising

2 days ago

Regency Fincorp Allots INR 40Cr NCDs

Regency Fincorp Ltd approved allotment of 40,000 13% listed, secured, rated, redeemable NCDs (face value ₹10,000) aggregating ₹40.00 crore via private placement to identified investors on 2026-07-30.

Fund Raising

2 days ago

Regency Fincorp Allots INR 40 Crore NCDs

Regency Fincorp approved allotment of 40,000 13% listed, secured, rated, redeemable NCDs of Rs10,000 each (aggregate Rs40.00 crore) on private placement to identified investors (incl. Motilal Oswal) on 2026-07-30.

Fund Raising

3 days ago

Regency Fincorp approves NCD redemption and issue

Regency Fincorp notified BSE that its Board on 29-07-2026 approved redemption of 95% of listed NCDs (ISIN INE964R07051) aggregating INR 23,75,00,000 and proposed private placement of 30,000 NCDs (INR 30,00,00,000).

Fund Raising

3 days ago

Regency Fincorp: Redemption & Private Placement of NCDs

Regency Fincorp approved redemption of 95% of listed Secured NCDs (ISIN INE964R07051) and proposed private placement of 30,000 Secured NCDs (face INR 10,000) aggregating INR 30.00 Cr; appointed trustee and merchant banker. (Board: 2026-07-29)...

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Frequently Asked Questions about Regency Fincorp Ltd

Regency Fincorp Ltd (REGENCY) is currently trading at 41.88 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Regency Fincorp Limited is a Non-Banking Financial Company (NBFC) based in Zirakpur, India, focused on lending and allied activities. The company targets micro, small, and medium enterprises (MSMEs), aiming to empower them to enhance their business operations and thereby improve living standards. Regency Fincorp also provides personal loans and consumer durable loans, catering primarily to economically active households. In March 2020, the company undertook a preferential allotment of shares and convertible warrants, suggesting a strategic move for capital infusion. Despite the limit in available data, the company's focus on MSMEs indicates a potential strategic positioning in an underserved segment of the financial market.

Over the past 52 weeks, Regency Fincorp Ltd has traded between a low of ₹22.71 and a high of ₹48.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Regency Fincorp Ltd has a market capitalization of approximately 371.73. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Regency Fincorp Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 22.46 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 371.73 Cr, Regency Fincorp Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Regency Fincorp Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Regency Fincorp Ltd is 22.46. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Regency Fincorp is raising funds through two main routes: issuing Non-Convertible Debentures (NCDs) on a private placement basis and converting warrants into new equity shares.

Regency Fincorp Ltd

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Consolidated Quarterly Results (in ₹ Crores)

Standalone Profit Loss (in ₹ Crores)

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Regency Fincorp Ltd allots INR 40 crore NCDs

Regency Fincorp Allots ₹40 crore NCDs

Regency Fincorp Allots INR 40Cr NCDs

Regency Fincorp Allots INR 40 Crore NCDs

Regency Fincorp approves NCD redemption and issue

Regency Fincorp: Redemption & Private Placement of NCDs

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Consolidated Quarterly Results (in ₹ Crores)

Standalone Profit Loss (in ₹ Crores)

Standalone Balance Sheet (in ₹ Crores)

Standalone Cash Flows (in ₹ Crores)

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Frequently Asked Questions about Regency Fincorp Ltd

What is Regency Fincorp Ltd share price today?

What does Regency Fincorp Ltd do?

What is the 52-week high and low of Regency Fincorp Ltd?

What is the market capitalization of Regency Fincorp Ltd?

Should I consider investing in Regency Fincorp Ltd stock?

Is Regency Fincorp Ltd a large-cap, mid-cap, or small-cap stock?