Regency Fincorp Ltd (REGENCY) is currently trading at 64.50 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Regency Fincorp Limited is an RBI-registered non-banking financial company focused on secured MSME lending, digital salary advances, personal loans, and related lending activities. Its strategy combines branch-led property-backed lending with technology-enabled distribution through CashMySalary and JetFund, targeting underserved MSMEs, salaried borrowers, and economically active households across India. The company’s AUM reached INR610.25 crores by September 2026, growing more than threefold year-on-year, while the secured loan book expanded sevenfold to approximately INR452 crores. Management intends to preserve a predominantly secured portfolio, targeting roughly 70% secured lending and limiting digital lending exposure to approximately 30% of total AUM. H1 FY27 total income reached approximately INR49.87 crores and PAT reached INR16.3 crores, with both already exceeding the respective FY26 full-year levels. Net interest margin improved sharply to 7.54% from 3.51%, while gross and net NPAs remained contained at 0.99% and 0.75%, respectively, despite rapid balance-sheet expansion. Regency Fincorp Limited plans a preferential issue of approximately INR312–313 crores to fund a digital lending acquisition, a majority gold-loan acquisition, further MSME and digital lending, branch expansion, and corporate purposes. Successful execution could accelerate diversification, although transaction approvals, integration, underwriting discipline, and funding costs remain important conditions for achieving management’s targets.

Over the past 52 weeks, Regency Fincorp Ltd has traded between a low of ₹22.71 and a high of ₹71.80. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Regency Fincorp Ltd has a market capitalization of approximately 563.73. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Regency Fincorp Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 23.54 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 563.73 Cr, Regency Fincorp Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Regency Fincorp Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Regency Fincorp Ltd is 23.54. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Regency Fincorp has set a board-approved maximum of 30% of total AUM for digital lending. Management said secured lending would account for the remaining 70% of the portfolio. It had previously identified 20% to 25% as its intended digital-lending mix, making 30% a ceiling.

Yes. Regency Fincorp management said H1 FY27 PAT of Rs 16.3 crore surpassed the company's full-year FY26 PAT. The call did not disclose the FY26 PAT amount, so the difference was not stated.

Regency Fincorp's board approved a proposed preferential issue of approximately Rs 312 crore on October 16, 2026. Management referred to the proposed amount as approximately Rs 313 crore during the October 26 earnings call. The proceeds are intended for acquisitions, lending growth and corporate purposes.

Regency Fincorp held its investor and analyst call on October 26, 2026, at 12:00 p.m. IST. The call covered the quarter and half-year ended September 30, 2026.