Overview

Detailed Summary

Regency Fincorp Limited is a Non-Banking Financial Company (NBFC) based in Zirakpur, India, focused on lending and allied activities.
The company targets micro, small, and medium enterprises (MSMEs), aiming to empower them to enhance their business operations and thereby improve living standards.
Regency Fincorp also provides personal loans and consumer durable loans, catering primarily to economically active households.
In March 2020, the company undertook a preferential allotment of shares and convertible warrants, suggesting a strategic move for capital infusion.
Despite the limit in available data, the company's focus on MSMEs indicates a potential strategic positioning in an underserved segment of the financial market.

Sector: Finance
Industry: Other Financial Services
Market Cap: 302 Cr
Volatility: Low Risk
P/E Ratio: 39.9
Industry P/E: 17.3
PEG Ratio: 0.2
P/B Ratio: 1.9
52W High: 46.69
52W Low: 22.71

Sales CAGR

1Y: 35.92%
3Y: 55.92%
5Y: 42.58%
10Y: 49.74%

Profit CAGR

1Y: 152.79%
3Y: 107.90%
5Y: 67.60%
10Y: 33.14%

ROE

TTM: 8.36%
3Y: 4.23%
5Y: 4.24%
10Y: 4.42%

ROCE

TTM: 8.82%
3Y: 11.47%
5Y: 9.68%
10Y: 9.18%

Technicals

‌

Forecasts

Peers

Financial Services Financial Services Finance Other Financial Services

Symbol	Watchlist	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
CMBL		53.00	336 Cr	137.72	3.22	0.00	2.34	2.18	1.57
ALSL		69.76	326 Cr	52.33	3.53	0.00	6.74	9.43	4.85
STELLANT		563.00	314 Cr	14.72	4.02	0.04	27.26	36.88	26.04
REGENCY		36.07	310 Cr	40.94	1.86	0.00	8.36	8.82	—
AKIKO		246.00	265 Cr	16.53	4.45	0.00	25.55	31.42	16.19
HIKLASS		85.47	258 Cr	-174.51	5.07	0.00	-2.80	-0.92	-2.76
VISCO		43.36	234 Cr	-4.97	1.41	0.00	-28.33	-6.34	-9.19
Median: 7 Co.	—	69.76	310 Cr	16.53	3.53	0.00	6.74	8.82	3.21

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Mar 2025	Dec 2025	Mar 2026
Revenue	7.30	8.63	10
Expenses	2.67	1.83	4.18
Interest	2.02	2.51	2.94
Financing Profit	2.61	4.29	3.16
Financing Margin %	35.75	49.71	30.74
Other Income	1.11	0.52	1.74
Depreciation	0.22	0.21	0.20
Profit Before Tax	3.50	4.60	4.70
Tax %	26.00	25.87	24.68
Net Profit	2.59	3.40	3.53
EPS in Rs	0.33	0.37	0.39
Gross NPA %	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	0.41	0.64	1.50	3.39	3.57	5.26	13	15	20	24
Expenses	0.13	0.21	0.83	1.02	2.14	1.62	2.45	3.35	6.23	7.67
Interest	0.00	0.11	0.85	1.90	2.42	2.79	9.38	8.97	8.01	8.53
Financing Profit	0.27	0.32	-0.18	0.46	-0.98	0.86	1.65	2.95	5.72	8.03
Financing Margin %	67.39	49.50	-11.68	13.71	-27.47	16.31	12.24	19.30	28.64	33.14
Other Income	0.02	0.01	0.68	0.23	1.80	0.20	0.03	0.46	1.71	3.12
Depreciation	0.00	0.01	0.02	0.16	0.21	0.34	0.41	0.85	0.73	0.80
Profit Before Tax	0.30	0.31	0.49	0.53	0.60	0.72	1.27	2.56	6.69	10
Tax %	333.49	384.11	382.93	338.32	327.04	433.15	365.17	432.42	389.67	26.83
Net Profit	0.21	0.23	0.36	0.38	0.42	0.55	0.92	1.97	4.98	7.58
EPS in Rs	0.07	0.03	0.06	0.04	0.06	0.07	0.11	0.24	0.61	1.57
Dividend Payout %	—	—	970.00	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	3.00	3.00	3.00	3.71	4.10	4.10	5.34	11	38	64
Reserves	0.05	0.26	2.07	2.68	4.95	5.38	7.40	2.98	12	58
Borrowings	0.00	0.00	4.74	19	27	28	77	90	95	105
Other Liabilities	0.15	0.11	2.99	0.50	0.60	1.82	1.58	2.87	1.91	2.74
Total Liabilities	3.21	3.37	13	26	37	39	91	106	147	229
Fixed Assets	0.00	0.00	0.22	1.13	1.43	2.07	2.25	2.90	6.04	5.89
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.44	0.33	0.65	0.71	0.06	0.00	3.32
Other Assets	3.21	3.37	13	25	35	36	88	103	141	220
Total Assets	3.21	3.37	13	26	37	39	91	106	147	229

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	0.52	0.20	0.98	2.46	0.54	1.69	0.18	12	9.91	11
Cash from Investing Activity	-0.43	0.44	-0.23	-0.93	-0.47	-1.17	-0.58	-15	-29	-48
Cash from Financing Activity	0.01	-0.64	1.34	-2.55	0.68	-1.78	1.04	3.64	31	68
Net Cash Flow	0.10	0.00	2.09	-1.02	0.74	-1.26	0.64	0.90	12	31

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Nov 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Promoters	23.17%	23.18%	23.19%	22.89%	23.43%	23.13%	23.13%	17.46%	16.86%	17.58%	23.74%	23.74%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.98%	1.19%	1.19%
Public	76.83%	76.82%	76.81%	77.11%	76.57%	76.87%	76.87%	82.54%	83.14%	81.44%	75.07%	75.07%
Total Shareholders	3,751	3,890	4,421	4,678	6,559	6,584	6,463	6,386	6,195	6,434	6,103	5,771

Market Transactions

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Projection

Documents

Presentations

Concalls

Reports

Presentations

Investor Presentation

Q4 FY26

Actions

Action Type

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Announcements

Last 7 days

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