Overview

Detailed Summary

Sakthi Finance Limited (SFL) is an NBFC Investment and Credit Company, primarily dealing with used commercial vehicle and construction equipment loans.
Historically, SFL has emphasized hire-purchase financing for commercial vehicles, infrastructure equipment, and machinery, showcasing its focus on the transport and infrastructure sectors.
SFL has mobilized capital through rights issues, public issues of non-convertible debentures, and preference shares to support and expand its hire purchase operations.
The company is adapting to market trends by placing greater emphasis on truck finance, aligned with the rising demand for commercial vehicles.
SFL has managed to strategically expand its capital base through structured financial instruments like NCDs, supporting sustained growth.

Sector: Finance
Industry: Investment Company
Market Cap: 179 Cr
Volatility: Moderate Risk
P/E Ratio: 10.4
Industry P/E: 19.0
PEG Ratio: 0.5
P/B Ratio: 0.7
52W High: 48.50
52W Low: 20.20

Sales CAGR

1Y: 38.54%
3Y: 5.84%
5Y: 4.78%
10Y: 2.78%

Profit CAGR

1Y: 22.85%
3Y: 20.49%
5Y: 8.29%
10Y: 3.21%

ROE

TTM: 7.15%
3Y: 6.85%
5Y: 6.09%
10Y: 6.68%

ROCE

TTM: 10.58%
3Y: 10.74%
5Y: 10.73%
10Y: 12.42%

Technicals

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Forecasts

Peers

Financial Services Financial Services Finance Investment Company

Symbol	Watchlist	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
SAKTHIFIN		27.63	179 Cr	10.39	0.74	2.89	7.15	10.58	1.20
TILAK		1.12	150 Cr	24.11	0.66	0.00	4.51	5.78	4.22
WORTH		4.00	146 Cr	41.73	3.28	0.00	7.85	3.09	1.02
GARNETINT		67.09	125 Cr	26.41	2.95	0.00	11.18	10.89	10.47
ADIEXRE		135.00	114 Cr	210.19	2.05	0.00	0.99	0.60	0.76
INDINFO		0.60	100 Cr	72.22	0.32	0.00	0.45	0.60	0.44
BLBLIMITED		15.82	85 Cr	12.76	0.65	0.00	25.57	35.15	—
Median: 7 Co.	—	15.82	125 Cr	26.41	0.74	0.00	7.15	5.78	1.11

Financial Statements

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Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	52	54	53	54	55	53	54	53	55	49
Expenses	16	17	17	17	17	16	15	14	20	9.53
Interest	29	30	29	31	30	30	31	32	32	31
Financing Profit	7.30	7.40	6.98	7.18	7.49	7.41	7.34	7.01	2.98	8.35
Financing Margin %	13.98	13.66	13.12	13.23	13.67	14.06	13.66	13.26	5.44	16.94
Other Income	0.00	0.00	0.02	0.01	0.01	0.17	0.00	0.00	4.06	0.08
Depreciation	1.47	1.49	1.52	1.49	1.49	1.44	1.53	1.55	1.59	1.75
Profit Before Tax	5.83	5.91	5.47	5.70	6.01	6.15	5.81	5.46	5.45	6.68
Tax %	25.90	29.27	28.88	37.37	23.46	25.20	29.09	31.14	31.19	15.87
Net Profit	4.32	4.19	3.89	3.57	4.60	4.59	4.12	3.76	3.75	5.62
EPS in Rs	0.67	0.65	0.60	0.55	0.71	0.71	0.64	0.58	0.58	0.87
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue	168	166	168	170	171	181	192	207	215	216
Expenses	43	47	50	50	50	56	60	64	66	64
Interest	103	100	100	101	104	108	109	116	120	122
Financing Profit	22	19	18	19	17	18	23	27	29	29
Financing Margin %	12.87	11.61	10.79	10.96	9.80	9.83	11.83	13.23	13.52	13.65
Other Income	2.74	2.58	0.05	0.00	0.01	0.01	0.13	0.00	0.22	NaN
Depreciation	3.22	3.32	4.39	4.66	4.22	4.91	5.47	5.87	5.95	5.95
Profit Before Tax	21	19	14	14	13	13	17	21	23	24
Tax %	484.32	280.34	326.99	494.91	379.15	379.83	356.76	372.07	349.28	28.69
Net Profit	17	12	9.57	11	9.26	9.52	12	16	17	17
EPS in Rs	2.59	1.99	1.32	1.83	1.45	1.53	1.98	2.51	2.57	2.67
Dividend Payout %	310.00	212.00	191.00	365.00	241.67	253.33	275.71	303.75	321.25	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	50	50	50	50	65	65	65	65	65	65
Reserves	95	103	108	110	122	127	133	142	154	165
Borrowings	688	730	646	913	1,009	1,026	1,052	1,074	1,175	1,109
Other Liabilities	246	196	289	27	24	22	20	20	31	30
Total Liabilities	1,080	1,079	1,094	1,101	1,220	1,240	1,269	1,301	1,425	1,368
Fixed Assets	65	65	63	81	76	73	72	71	68	66
CWIP	1.00	0.05	0.75	0.00	0.15	0.86	0.00	0.00	0.68	2.61
Investments	0.00	0.00	0.00	28	27	27	25	13	14	23
Other Assets	1,014	1,014	1,030	992	1,117	1,140	1,172	1,217	1,343	1,276
Total Assets	1,080	1,079	1,094	1,101	1,220	1,240	1,269	1,301	1,425	1,368

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-102	-25	92	-18	-136	6.39	2.11	-1.63	-28	22
Cash from Investing Activity	-9.46	1.79	4.88	4.48	4.75	1.74	-6.60	20	-28	-14
Cash from Financing Activity	7.67	27	-90	9.47	109	-5.63	5.35	-3.16	100	-57
Net Cash Flow	-104	3.87	6.50	-4.05	-22	2.51	0.85	16	45	-49

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%	67.02%
FIIs	0.09%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	32.89%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%	32.98%
Total Shareholders	10,154	9,872	10,536	10,511	10,393	10,245	10,273	10,309	10,398	10,164	10,367	10,468

Market Transactions

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Projection

Documents

Presentations

Concalls

Reports

Presentations

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Actions

Action Type

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Announcements

Last 7 days

Sentiment

Regulatory/Compliance Filing

1 day ago

Sakthi Finance: Demise of Promoter Group Member

Sakthi Finance informs the demise of Smt. Karunambal Vanavaraayar, a promoter-group shareholder (holding 7,500 equity shares, 0.01%), who passed away on 2026-07-26.

Regulatory/Compliance Filing

1 day ago

Sakthi Finance: Demise of Promoter Member

Sakthi Finance Ltd notifies that Smt. Karunambal Vanavaraayar, a promoter group shareholder holding 7,500 equity shares (0.01%, IN30009511231919), passed away on 26 July 2026.

Regulatory/Compliance Filing

1 day ago

Sakthi Finance: Newspaper Ad on IEPF Transfer

Sakthi Finance Ltd published ads in Business Line and The Hindu-Tamil Thisai on 27-07-2026 notifying transfer of equity shares to the Investor Education and Protection Fund for shareholders with unclaimed dividends since 2019.

Regulatory/Compliance Filing

1 day ago

Sakthi Finance Ltd: IEPF transfer newspaper notice

Sakthi Finance Ltd published newspaper ads (27-07-2026) notifying transfer of equity shares of shareholders who have not claimed dividends for seven consecutive years to the Investor Education and Protection Fund; copies uploaded on company website.

Regulatory/Compliance Filing

5 days ago

Sakthi Finance Revised IEPF Share Transfer Intimation

Sakthi Finance Ltd filed a revised draft intimation to shareholders regarding transfer of equity shares (with dividends unclaimed for 7 years) to the IEPF, corrected a date error and uploaded the letter on its website.

Regulatory/Compliance Filing

5 days ago

Sakthi Finance: Revised IEPF Intimation Letter

Sakthi Finance filed a revised draft intimation to shareholders about transfer of equity shares to IEPF for dividends unclaimed for seven years; corrects an earlier draft date and provides RTA/contact details and a website link.

Showing 1 - 6 of 8

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Frequently Asked Questions about Sakthi Finance Ltd

Sakthi Finance Ltd (SAKTHIFIN) is currently trading at 27.63 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Sakthi Finance Limited (SFL) is an NBFC Investment and Credit Company, primarily dealing with used commercial vehicle and construction equipment loans. Historically, SFL has emphasized hire-purchase financing for commercial vehicles, infrastructure equipment, and machinery, showcasing its focus on the transport and infrastructure sectors. SFL has mobilized capital through rights issues, public issues of non-convertible debentures, and preference shares to support and expand its hire purchase operations. The company is adapting to market trends by placing greater emphasis on truck finance, aligned with the rising demand for commercial vehicles. SFL has managed to strategically expand its capital base through structured financial instruments like NCDs, supporting sustained growth.

Over the past 52 weeks, Sakthi Finance Ltd has traded between a low of ₹20.20 and a high of ₹48.50. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Sakthi Finance Ltd has a market capitalization of approximately 179.17. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Sakthi Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 10.39 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 179.17 Cr, Sakthi Finance Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Sakthi Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Sakthi Finance Ltd is 10.39. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Sakthi Finance Ltd

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