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Smart Finsec Ltd (SMARTFIN) is currently trading at 8.29 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Smart Finsec Limited is an RBI-registered Non-Banking Financial Company focused on small-ticket lending and investment activities, with an operating history since 1994 and public conversion in 1995. The company also maintains a smaller real estate segment and earns rental and investment income alongside its NBFC lending business, per the company description and filings. The company reported unaudited Q1 results for the quarter ended June 30, 2026 showing Profit Before Tax of Rs.54.53 lakhs and reported after-tax profit roughly aligned with Rs.42.89 lakhs, with the NBFC segment contributing the majority of segment revenue and profit, highlighting that lending and investment income are the primary profit drivers in the quarter. Income composition in the quarter shows meaningful contribution from non-lending sources—dividend income, rental income, and fair value gains together form a significant portion of reported revenue—indicating Smart Finsec derives substantial recurring and market-linked cash flows from its investment and property holdings in addition to core lending operations. Corporate compliance items were highlighted: the Board approved the results on 12 August 2026, the Audit Committee reviewed them, and statutory auditors performed a limited review issuing an unmodified report. The company states its financials are prepared under Ind AS and in accordance with RBI guidelines, and it declares no subsidiaries, reflecting a compact corporate structure. The published financial release contains formatting inconsistencies that obscure reconciling line items such as certain paid-up capital and EPS figures; investors should request clarified notes or a reconciled statement to confirm per-share metrics, paid-up capital and precise segment capital employed figures before making valuation judgments.
Over the past 52 weeks, Smart Finsec Ltd has traded between a low of ₹6.30 and a high of ₹10.30. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Smart Finsec Ltd has a market capitalization of approximately 25.53. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Smart Finsec Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 22.59 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 25.53 Cr, Smart Finsec Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Smart Finsec Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Smart Finsec Ltd is 22.59. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
56.90 | 26 Cr | 37.12 | 0.23 | 2.64 | 0.62 | 0.66 | 0.62 | ||
8.51 | 26 Cr | 22.59 | 1.53 | 0.00 | 5.86 | 8.15 | 6.72 | ||
84.59 | 25 Cr | 35.25 | 3.33 | 0.00 | 9.43 | 10.98 | 8.82 | ||
16.79 | 25 Cr | 45.16 | 0.67 | 0.00 | 2.07 | 2.85 | 1.79 | ||
24.10 | 25 Cr | 43.55 | 0.23 | 0.00 | 0.53 | -2.38 | 0.51 | ||
25.25 | 25 Cr | 8.37 | 1.32 | 0.00 | 15.50 | 9.48 | 2.39 | ||
49.88 | 25 Cr | 24.50 | 0.75 | 0.00 | -2.60 | -1.50 | 2.92 | ||
| Median: 7 Co. | — | 25.25 | 25 Cr | 35.25 | 0.75 | 0.00 | 2.07 | 2.85 | 2.39 |
Smart Finsec Limited is an RBI-registered Non-Banking Financial Company focused on small-ticket lending and investment activities, with an operating history since 1994 and public conversion in 1995. The company also maintains a smaller real estate segment and earns rental and investment income alongside its NBFC lending business, per the company description and filings.
The company reported unaudited Q1 results for the quarter ended June 30, 2026 showing Profit Before Tax of Rs.54.53 lakhs and reported after-tax profit roughly aligned with Rs.42.89 lakhs, with the NBFC segment contributing the majority of segment revenue and profit, highlighting that lending and investment income are the primary profit drivers in the quarter.
Income composition in the quarter shows meaningful contribution from non-lending sources—dividend income, rental income, and fair value gains together form a significant portion of reported revenue—indicating Smart Finsec derives substantial recurring and market-linked cash flows from its investment and property holdings in addition to core lending operations.
Corporate compliance items were highlighted: the Board approved the results on 12 August 2026, the Audit Committee reviewed them, and statutory auditors performed a limited review issuing an unmodified report. The company states its financials are prepared under Ind AS and in accordance with RBI guidelines, and it declares no subsidiaries, reflecting a compact corporate structure.
The published financial release contains formatting inconsistencies that obscure reconciling line items such as certain paid-up capital and EPS figures; investors should request clarified notes or a reconciled statement to confirm per-share metrics, paid-up capital and precise segment capital employed figures before making valuation judgments.
Finance
Non Banking Financial Company (NBFC)
25 Cr
Low Risk
22.0
16.6
-6.6
1.5
10.30
6.30
Sales CAGR
Profit CAGR
ROE
ROCE
