SMC Credits Ltd

SMCREDT

Watchlist

AI Mode

‌

Market Cap

₹ 6 Cr

P/E

0.15

Investment Checklist

How to read checklist?

Performance

STEADY PERFORMER

Valuation

REASONABLE

Growth

STABLE

Profitability

MODERATE MARGIN

Technicals

Neutral

Risk

MODERATE RISK

Investment Checklist

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

‌
‌

‌

Price

PE Ratio

Price

We are facing issues. Price Chart is not available currently.

‌

Overview

Detailed Summary

SMC Credits Ltd, founded in 1992, operates as a non-banking financial company (NBFC) in India, providing diverse financial services.

The company is registered with the Reserve Bank of India, ensuring compliance with national financial regulations and standards.

As an NBFC, SMC Credits offers financial solutions often distinct from traditional banks, leveraging flexibility to cater to varied client needs.

Despite financial industry challenges, SMC Credits aims to capitalize on India’s growing demand for specialized financial services, positioning itself strategically.

Sector

Finance

Industry

NBFC-Others

Market Cap

6 Cr

Volatility

—

P/E Ratio

0.2

Industry P/E

34.5

PEG Ratio

—

P/B Ratio

—

52W High

—

52W Low

—

Sales CAGR

82.96%

25.38%

21.22%

10Y

7.75%

Profit CAGR

-69.96%

-11.92%

5.54%

10Y

-4.27%

ROE

TTM

2.94%

0.63%

0.72%

10Y

1.06%

ROCE

TTM

3.32%

1.03%

1.10%

10Y

1.44%

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
SUNGOLD	3.28	6 Cr	164.00	0.27	0.00	0.17	0.93	0.13
KUBERJI	17.10	6 Cr	58.97	1.51	0.00	2.56	4.86	1.47
SMCREDT	—	6 Cr	0.15	0.00	0.00	2.94	3.32	2.92
ASIACAP	17.37	5 Cr	25.93	1.03	0.00	3.95	5.54	4.02
BCLENTERPR	0.46	5 Cr	46.00	0.39	0.00	0.74	-0.22	0.68
LEADFIN	16.06	5 Cr	29.20	0.86	0.00	2.95	2.82	1.58
SHIKHAR	11.40	5 Cr	—	2.95	0.00	-5.76	-3.69	-3.41

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.65	3.35	3.79	0.47	2.02	8.00	1.99	3.30	10	8.80
Expenses	0.15	0.34	0.36	0.40	0.32	0.99	0.29	0.55	0.24	0.36
Interest	0.39	0.38	0.35	0.35	0.34	0.38	0.26	0.25	0.20	0.09
Financing Profit	0.11	2.63	3.08	-0.28	1.36	6.63	1.44	2.50	10	8.35
Financing Margin %	16.92	78.51	81.27	-59.57	67.33	82.88	72.36	75.76	95.80	94.89
Other Income	0.20	0.20	0.20	0.20	0.20	0.21	2.10	1.19	16	0.42
Depreciation	0.01	0.00	0.01	0.02	0.01	0.00	0.01	0.02	0.01	0.01
Profit Before Tax	0.31	2.83	3.27	-0.10	1.56	6.84	3.52	3.67	26	8.76
Tax %	12.90	26.86	21.41	-1,740.00	20.51	24.56	22.44	7.36	14.06	-5.14
Net Profit	0.27	2.07	2.57	-1.84	1.24	5.16	2.73	3.39	22	9.21
EPS in Rs	0.11	0.83	1.03	-0.73	0.49	2.06	1.09	1.35	8.81	3.68
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	4.42	2.17	2.35	3.16	5.51	4.19	4.26	4.52	8.27	24
Expenses	0.33	0.41	0.32	0.63	0.80	0.65	0.33	1.08	1.25	2.07
Interest	0.00	0.00	0.00	1.04	2.16	1.49	1.54	1.56	1.47	1.09
Financing Profit	4.09	1.76	2.03	1.48	2.54	2.06	2.39	1.88	5.55	21
Financing Margin %	92.52	80.96	86.37	46.86	46.18	49.03	56.06	41.60	67.11	86.70
Other Income	0.89	0.89	0.92	0.99	0.89	0.97	0.98	0.94	0.81	19
Depreciation	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.04	0.04
Profit Before Tax	4.94	2.61	2.91	2.43	3.39	2.99	3.33	12	6.32	40
Tax %	2,063.64	753.71	1,021.38	2,841.37	1,729.86	-198.63	450.05	744.38	194.71	16.02
Net Profit	4.71	2.27	2.63	2.35	3.20	4.50	2.59	10	3.07	33
EPS in Rs	2.03	0.91	1.05	-16.82	1.36	1.80	1.04	3.63	1.24	14.93
Dividend Payout %	—	—	—	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	10	10	10	10	10	10	10	10	25	25
Reserves	17	21	24	26	359	248	481	491	947	1,037
Borrowings	0.00	0.00	0.00	0.00	23	26	21	22	21	18
Other Liabilities	0.11	0.11	0.13	0.16	0.30	0.17	0.30	0.34	0.89	0.92
Total Liabilities	27	31	34	36	392	283	512	523	993	1,081
Fixed Assets	2.28	2.33	2.29	2.25	2.21	2.17	2.14	2.10	1.56	1.54
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	354	238	468	474	939	1,043
Other Assets	24	29	31	34	36	43	42	46	53	36
Total Assets	27	31	34	36	392	283	512	523	993	1,081

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Cash from Operating Activity	5.14	3.21	1.05	2.67	0.21	-0.78	4.14	-3.70	-0.34	2.46
Cash from Investing Activity	-4.84	-3.52	-0.98	-2.41	1.12	-0.59	1.19	-1.70	1.41	-9.28
Cash from Financing Activity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	15
Net Cash Flow	0.30	-0.31	0.07	0.26	1.32	-1.37	5.32	-5.40	1.07	8.01

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Promoters	13.98%	22.99%	22.99%	22.99%	22.99%	22.99%	22.99%	22.99%	22.99%	22.99%	22.99%	22.99%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	86.02%	77.01%	77.01%	77.01%	77.01%	77.01%	77.01%	77.01%	77.01%	77.01%	77.01%	77.01%
Total Shareholders	3,348	3,350	3,350	3,350	3,350	3,350	3,350	3,350	3,350	3,350	3,350	3,350

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Sorry, no results found!

Documents

Presentations

Concalls

Reports

Presentations

No documents found!

AI Mode

Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.

AI Mode

Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	0.65	3.35	3.79	0.47	2.02	8.00	1.99	3.30	10	8.80
Expenses	0.15	0.34	0.36	0.40	0.32	0.99	0.29	0.55	0.24	0.36
Interest	0.39	0.38	0.35	0.35	0.34	0.38	0.26	0.25	0.20	0.09
Financing Profit	0.11	2.63	3.08	-0.28	1.36	6.63	1.44	2.50	10	8.35
Financing Margin %	16.92	78.51	81.27	-59.57	67.33	82.88	72.36	75.76	95.80	94.89
Other Income	0.20	0.20	0.20	0.20	0.20	0.21	2.10	1.19	16	0.42
Depreciation	0.01	0.00	0.01	0.02	0.01	0.00	0.01	0.02	0.01	0.01
Profit Before Tax	0.31	2.83	3.27	-0.10	1.56	6.84	3.52	3.67	26	8.76
Tax %	12.90	26.86	21.41	-1,740.00	20.51	24.56	22.44	7.36	14.06	-5.14
Net Profit	0.27	2.07	2.57	-1.84	1.24	5.16	2.73	3.39	22	9.21
EPS in Rs	0.11	0.83	1.03	-0.73	0.49	2.06	1.09	1.35	8.81	3.68
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Standalone Profit Loss (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Revenue	4.42	2.17	2.35	3.16	5.51	4.19	4.26	4.52	8.27	24
Expenses	0.33	0.41	0.32	0.63	0.80	0.65	0.33	1.08	1.25	2.07
Interest	0.00	0.00	0.00	1.04	2.16	1.49	1.54	1.56	1.47	1.09
Financing Profit	4.09	1.76	2.03	1.48	2.54	2.06	2.39	1.88	5.55	21
Financing Margin %	92.52	80.96	86.37	46.86	46.18	49.03	56.06	41.60	67.11	86.70
Other Income	0.89	0.89	0.92	0.99	0.89	0.97	0.98	0.94	0.81	19
Depreciation	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.03	0.04	0.04
Profit Before Tax	4.94	2.61	2.91	2.43	3.39	2.99	3.33	12	6.32	40
Tax %	2,063.64	753.71	1,021.38	2,841.37	1,729.86	-198.63	450.05	744.38	194.71	16.02
Net Profit	4.71	2.27	2.63	2.35	3.20	4.50	2.59	10	3.07	33
EPS in Rs	2.03	0.91	1.05	-16.82	1.36	1.80	1.04	3.63	1.24	14.93
Dividend Payout %	—	—	—	—	—	—	—	—	—	—

Standalone Balance Sheet (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Equity Capital	10	10	10	10	10	10	10	10	25	25
Reserves	17	21	24	26	359	248	481	491	947	1,037
Borrowings	0.00	0.00	0.00	0.00	23	26	21	22	21	18
Other Liabilities	0.11	0.11	0.13	0.16	0.30	0.17	0.30	0.34	0.89	0.92
Total Liabilities	27	31	34	36	392	283	512	523	993	1,081
Fixed Assets	2.28	2.33	2.29	2.25	2.21	2.17	2.14	2.10	1.56	1.54
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	0.00	0.00	0.00	0.00	354	238	468	474	939	1,043
Other Assets	24	29	31	34	36	43	42	46	53	36
Total Assets	27	31	34	36	392	283	512	523	993	1,081

Standalone Cash Flows (in ₹ Crores)

Total Figures

YoY Changes

Total Figures

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Cash from Operating Activity	5.14	3.21	1.05	2.67	0.21	-0.78	4.14	-3.70	-0.34	2.46
Cash from Investing Activity	-4.84	-3.52	-0.98	-2.41	1.12	-0.59	1.19	-1.70	1.41	-9.28
Cash from Financing Activity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	15
Net Cash Flow	0.30	-0.31	0.07	0.26	1.32	-1.37	5.32	-5.40	1.07	8.01

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
SUNGOLD	3.28	6 Cr	164.00	0.27	0.00	0.17	0.93	0.13
KUBERJI	17.10	6 Cr	58.97	1.51	0.00	2.56	4.86	1.47
SMCREDT	—	6 Cr	0.15	0.00	0.00	2.94	3.32	2.92
ASIACAP	17.37	5 Cr	25.93	1.03	0.00	3.95	5.54	4.02
BCLENTERPR	0.46	5 Cr	46.00	0.39	0.00	0.74	-0.22	0.68
LEADFIN	16.06	5 Cr	29.20	0.86	0.00	2.95	2.82	1.58
SHIKHAR	11.40	5 Cr	—	2.95	0.00	-5.76	-3.69	-3.41

Smc Credits Ltd

SMC Credits Ltd

SMCREDT

AI Mode

Investment Checklist

Investment Checklist

Overview

Sector

Industry

Market Cap

Volatility

P/E Ratio

Industry P/E

PEG Ratio

P/B Ratio

52W High

52W Low

Technicals

Forecasts

Peers

Price Chart Comparison

Financial Statements

AI Powered Summary

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Standalone Profit Loss (in ₹ Crores)

Standalone Balance Sheet (in ₹ Crores)

Standalone Cash Flows (in ₹ Crores)

Shareholdings

Shareholding History

Projection

Actions

Announcements

Documents

AI Mode

AI Mode

Technicals

Investment Checklist

Financial Statements

AI Powered Summary

AI Mode

Standalone Quarterly Results (in ₹ Crores)

Standalone Profit Loss (in ₹ Crores)

Standalone Balance Sheet (in ₹ Crores)

Standalone Cash Flows (in ₹ Crores)

Oscillators

Neutral

Overall

Neutral

Moving Averages

Neutral

Overall

Neutral

Peers

Price Chart Comparison

Announcements