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Usha Financial Services Limited is a non-banking finance company (NBFC) specializing in lending solutions for fellow NBFCs, corporates, MSMEs, and individual clients. It places a notable emphasis on financial services for women entrepreneurs and electric vehicle (EV) financing.
Originally a private entity, Usha Financial transformed into a public company as of October 2022, highlighting its intent for broader market engagement.
The company is actively proposing a fresh issue with the offering of 58,60,000 equity shares, suggesting plans for capital enhancement.
Strategically, Usha Financial has tailored its services, including EV financing, addressing rising market demands within this new technology vertical.
Finance
Non Banking Financial Company (NBFC)
217 Cr
Low Risk
8.6
18.0
0.9
1.0
56.45
26.75
Sales CAGR
Profit CAGR
ROE
ROCE
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
8.63 | 223 Cr | -119.71 | 10.09 | 0.00 | -0.99 | -0.84 | -6.57 | ||
65.11 | 221 Cr | 13.13 | 2.29 | 0.16 | 14.98 | 19.69 | 13.95 | ||
36.02 | 220 Cr | 9.34 | 1.60 | 0.00 | 18.23 | 15.07 | 8.92 | ||
2802.00 | 219 Cr | 5.96 | 0.38 | 0.70 | 6.20 | 7.09 | 6.27 | ||
48.00 | 217 Cr | 8.64 | 0.95 | 0.00 | 9.78 | 13.28 | 5.23 | ||
243.35 | 211 Cr | 193.83 | 4.35 | 0.00 | 1.48 | 2.83 | 2.20 | ||
524.30 | 210 Cr | 26.25 | 2.82 | 0.00 | 7.72 | 11.87 | 7.63 | ||
| Median: 7 Co. | — | 65.11 | 219 Cr | 9.34 | 2.29 | 0.00 | 7.72 | 11.87 | 6.27 |
Usha Financial Services Ltd (USHAFIN) is currently trading at 48.00 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Usha Financial Services Limited is a non-banking finance company (NBFC) specializing in lending solutions for fellow NBFCs, corporates, MSMEs, and individual clients. It places a notable emphasis on financial services for women entrepreneurs and electric vehicle (EV) financing. Originally a private entity, Usha Financial transformed into a public company as of October 2022, highlighting its intent for broader market engagement. The company is actively proposing a fresh issue with the offering of 58,60,000 equity shares, suggesting plans for capital enhancement. Strategically, Usha Financial has tailored its services, including EV financing, addressing rising market demands within this new technology vertical.
Over the past 52 weeks, Usha Financial Services Ltd has traded between a low of ₹26.75 and a high of ₹56.45. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Usha Financial Services Ltd has a market capitalization of approximately 217.38. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Usha Financial Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 8.64 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 217.38 Cr, Usha Financial Services Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Usha Financial Services Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Usha Financial Services Ltd is 8.64. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Fund Raising
Usha Financial Services Ltd issued up to 500 13.15% p.a. unlisted, rated, secured, redeemable NCDs of Rs100,000 each via private placement aggregating Rs5 crore; tenure 18 months 10 days; quarterly interest and redemption ending 2028-03-26.
Fund Raising
Board of Usha Financial Services (15 Sep 2026) approved issuance of 13.15% unlisted, rated, senior, secured, redeemable NCDs via private placement; appointment of a debenture trustee; and redemption of 12% Series K secured NCDs.
Regulatory/Compliance Filing
Usha Financial Services submitted the scrutinizer's report and voting results for its 30th AGM held on 2026-09-09; the resolutions (including director appointments, related party transaction, NCD issuance and remuneration changes) were duly approved.
Fund Raising
Usha Financial Services approved issuance of secured/unsecured/perpetual listed and/or unlisted Non-Convertible Debentures up to Rs.200 crore by private placement for one year from 2026-09-09 to 2027-09-08.
Change in Directors/KMP
Usha Financial Services re-appointed Mrs. Nupur Gupta and appointed Mr. Sudhanshu Singhal as Non-Executive Independent Director with effect from 09-09-2026; 30th AGM held on 2026-09-09; voting result declared on 2026-09-11.
AGM/EGM Notice
Usha Financial Services Ltd held its 30th AGM on 2026-09-09 via VC/OAVM. Items: adoption of FY2025-26 audited statements, director appointments, related party transaction approval, issuance of NCDs up to Rs.200 crore, and remuneration increases.
