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Usha Financial Services Limited is a non-banking finance company (NBFC) specializing in lending solutions for fellow NBFCs, corporates, MSMEs, and individual clients. It places a notable emphasis on financial services for women entrepreneurs and electric vehicle (EV) financing.
Originally a private entity, Usha Financial transformed into a public company as of October 2022, highlighting its intent for broader market engagement.
The company is actively proposing a fresh issue with the offering of 58,60,000 equity shares, suggesting plans for capital enhancement.
Strategically, Usha Financial has tailored its services, including EV financing, addressing rising market demands within this new technology vertical.
Finance
Non Banking Financial Company (NBFC)
148 Cr
Low Risk
4.5
19.1
0.1
0.7
53.83
26.75
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
Usha Financial Services Ltd (USHAFIN) is currently trading at 34.10 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Usha Financial Services Limited is a non-banking finance company (NBFC) specializing in lending solutions for fellow NBFCs, corporates, MSMEs, and individual clients. It places a notable emphasis on financial services for women entrepreneurs and electric vehicle (EV) financing. Originally a private entity, Usha Financial transformed into a public company as of October 2022, highlighting its intent for broader market engagement. The company is actively proposing a fresh issue with the offering of 58,60,000 equity shares, suggesting plans for capital enhancement. Strategically, Usha Financial has tailored its services, including EV financing, addressing rising market demands within this new technology vertical.
Over the past 52 weeks, Usha Financial Services Ltd has traded between a low of ₹26.75 and a high of ₹53.83. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Usha Financial Services Ltd has a market capitalization of approximately 148.25. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Usha Financial Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 4.53 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 148.25 Cr, Usha Financial Services Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Usha Financial Services Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Usha Financial Services Ltd is 4.53. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Bearish
6
Neutral
5
Bullish
3
Bearish
18
Neutral
5
Bullish
23
Bearish
12
Neutral
0
Bullish
20
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
11.25 | 170 Cr | 9.86 | 0.75 | 0.71 | 8.87 | 11.51 | 3.49 | ||
34.05 | 148 Cr | 4.53 | 0.68 | 0.00 | 12.66 | 18.85 | 4.30 | ||
61.20 | 147 Cr | 15.95 | 1.17 | 0.68 | 9.50 | 10.74 | 7.00 | ||
1.96 | 141 Cr | 17.82 | 0.80 | 0.51 | 6.05 | 7.66 | 3.23 | ||
50.16 | 138 Cr | 1114.67 | 8.46 | 0.00 | 1.54 | 2.21 | -4.19 | ||
94.60 | 133 Cr | 4.25 | 0.35 | 0.00 | 8.70 | 5.11 | 1.26 | ||
360.00 | 130 Cr | 19.53 | 1.82 | 0.00 | 9.12 | 12.79 | 6.58 | ||
| Median: 7 Co. | — | 50.16 | 141 Cr | 15.95 | 0.80 | 0.00 | 8.87 | 10.74 | 3.49 |
EGM Notice
Usha Financial Services has called an EGM on 15 May 2026 (VC/OAVM) to approve the appointment of Mr. Nitesh Kumar Jha as Independent Director, increase borrowing limit to Rs.1,000 crore under Sec 180(1)(c), and approve material RPTs with Uninav Developers; remote e‑voting is scheduled 12–14 May (cut‑off 8 May).
Board Meeting Outcomes
On April 20, 2026 the Board approved appointment of the internal auditor for FY2026‑27, accepted the CFO's resignation, regularized Mr. Nitesh Kumar Jha as Independent Director, increased borrowing limit and approved several material RPTs.
