NAV Growth

Growth of each fund's NAV over the selected period, rebased to 0%

Growth of each fund's NAV over the selected period, rebased to 0%

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Fund Details

Fund Details	Bank of India Credit Risk Fund - Direct	Bandhan Credit Risk Fund - Dir (G)
Fund Type	Debt	Debt
Risk	Moderately High	Moderate
Min SIP Amount	—	₹100
Min Lumpsum	₹5,000	₹1,000
Expense Ratio	0.61%	0.66%
NAV	₹15.01 (11 Nov 2026)	₹19.17 (11 Nov 2026)
Fund Size	₹78.52 Cr	₹218.33 Cr
Fund Started	27 Feb 2015	03 Mar 2017
Lock-in Period	No lock-in	No lock-in
Exit Load	If redeemed/ switched-out within 1 year from the date of allotment: - For 10% of investments: Nil - For remaining investments: 1% If redeemed/ switched-out after 1 year from the date of allotment: Nil.	1.00%If redeemed/switched out within 365 days from the date of allotment Nil

Returns	Bank of India Credit Risk Fund - Direct	Bandhan Credit Risk Fund - Dir (G)
1M	0.38%	0.42%
3M	1.40%	0.72%
6M	3.11%	3.03%
1Y	17.21%	5.41%
3Y	10.04%	7.17%
5Y	27.88%	6.34%
Since Inception	3.52%	6.94%

Trailing risk-adjusted performance measures

Risk Ratio	Bank of India Credit Risk Fund - Direct	Bandhan Credit Risk Fund - Dir (G)
Alpha	3.78	1.01
Beta	0.03	0.04
Sharpe	0.92	0.74
Standard Deviation	1.19	0.39

Holding Analysis	Bank of India Credit Risk Fund - Direct	Bandhan Credit Risk Fund - Dir (G)
Top 5 Holdings	50.35%	51.33%
Top 10 Holdings	88.79%	89.53%
Portfolio Turnover	—	—
Equity	—	—
Debt	95.12%	96.81%
Cash	—	—

Name	Assets
TREPSReverse Repo	13.24%
Rashtriya Chemicals...Corporate Debts	9.65%
JSW Energy LtdCorporate Debts	9.43%
Nuvoco Vistas Corpo...Corporate Debts	9.15%
Aditya Birla Real E...Corporate Debts	8.88%
360 One PrimeCorporate Debts	8.79%
Aadhar Housing Fina...Corporate Debts	8.65%
Manappuram Finance LtdCorporate Debts	8.23%
Vedanta LtdCorporate Debts	6.41%
NirmaCorporate Debts	6.36%

Name	Assets
TREPSReverse Repo

Fund Manager	Bank of India Credit Risk Fund - Direct	Bandhan Credit Risk Fund - Dir (G)
Name

About	Bank of India Credit Risk Fund - Direct	Bandhan Credit Risk Fund - Dir (G)
AMC	Bank of India Mutual Fund	Bandhan Mutual Fund
Scheme Category	Credit Risk Fund	Credit Risk Fund
Benchmark	CRISIL Credit Risk Debt B-II Index	NIFTY Credit Risk Bond Index B-II
Launch Date	06 Feb 2015	14 Feb 2017