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Muthoot Finance Ltd (MUTHOOTFIN) is currently trading at 3,444.20 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Muthoot Finance is India’s largest gold-financing NBFC, focused primarily on short-tenor loans secured by customer gold jewellery and supported by subsidiaries offering housing finance, microfinance, insurance broking and a Sri Lankan lending business. The company delivered record scale and profits in 9M FY26: consolidated Loan AUM reached ₹1,647,198 million (48% YoY) and consolidated PAT rose 84% to ₹7,209 million, reflecting strong demand for collateralised credit and robust operational leverage in the gold-loan franchise. Digital adoption is accelerating: the iMuthoot app has ~22.8 million downloads, 5.5 million registered users and contributed materially to collections and top-ups, supporting cheaper acquisition, faster TAT and cross-sell of unsecured and housing loans via digital channels. Funding is broad and improving: diversified liability mix (bank borrowings 50%, listed NCDs 29%, ECBs 15%, commercial paper 5%), healthy liquidity (cash & equivalents ~₹138 billion consolidated) and capital adequacy ~20.3% provide headroom for measured leverage and continued AUM growth. Regulatory and market tailwinds are supportive: RBI draft easing on branch opening and continued retail demand for secured credit signal opportunity to scale branches further, while strong domestic credit ratings (CRISIL/ICRA AA+) help in competitive access to wholesale funding.
Over the past 52 weeks, Muthoot Finance Ltd has traded between a low of ₹1,964.35 and a high of ₹4,149.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Muthoot Finance Ltd has a market capitalization of approximately 1,38,769.59. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Muthoot Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 15.92 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 1,38,769.59 Cr, Muthoot Finance Ltd is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Muthoot Finance Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Muthoot Finance Ltd is 15.92. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The biggest positive was the indirect support through measures aimed at strengthening its core customer base, including a ₹10,000 crore fund for MSMEs and schemes to empower rural households and enterprises.
The stock hit a new high of ₹3,997.95 primarily due to its strong financial performance in Q2 FY26, where it reported an 87% year-on-year jump in consolidated net profit.
Muthoot Finance invested ₹499.99 crore (nearly ₹500 crore) as equity into its wholly-owned subsidiary, Muthoot Money Limited.
Their share prices surged due to a combination of record-high gold prices, strong loan demand fueled by tighter regulations on unsecured credit, and robust quarterly earnings reports.
Bearish
4
Neutral
4
Bullish
6
Bearish
31
Neutral
4
Bullish
11
Bearish
27
Neutral
0
Bullish
5
Earnings Call Transcript
Transcript of Q3 FY26 earnings call: standalone gold‑loan AUM grew ~50% YoY to ₹1,39,658 crore, 9‑month PAT up 91% to ₹7,048 crore; subsidiaries (Muthoot Money, Belstar, Asia Asset) showed strong recovery/growth; RBI draft on branch opening seen positive.
Financial Results
Newspaper advertisements of unaudited standalone and consolidated financial results for the quarter and nine months ended Dec 31, 2025 (published Feb 14, 2026) were filed/published by companies including Muthoot Finance, Hindalco and B.A.G. Films.
Newspaper Publication
Companies (incl. Muthoot Finance) published newspaper advertisements on Feb 14, 2026 disclosing unaudited standalone and consolidated financial results for the quarter and nine months ended Dec 31, 2025; copies filed with NSE/BSE.
Financial Results
Board approved unaudited 9M FY26 results: consolidated loan AUM ₹1,64,720 crore (+48% YoY) and consolidated PAT ₹7,209 crore (+84% YoY); standalone PAT ₹7,048 crore (+91% YoY); strong subsidiary growth and branch additions.
Investor Presentation
Investor presentation for quarter ended Dec 31, 2025: consolidated loan AUM ₹1.647 tn (+48% YoY), consolidated PAT ₹7,209 Cr (+84% YoY); standalone loan AUM ₹1,47,552 Cr; gold loan AUM ₹1,39,658 Cr; market cap > ₹1.5 tn.
Board Meeting Outcome
Board approved unaudited standalone and consolidated financial results for the quarter and nine months ended Dec 31, 2025; limited review reports issued and required regulatory disclosures, press release and investor presentation to be released.
| Symbol | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
1074.00 | 2,02,547 Cr | 22.09 | 3.34 | 0.92 | 14.45 | 10.99 | 3.05 | |
1714.00 | 1,46,231 Cr | 30.12 | 5.15 | 0.12 | 17.91 | 9.31 | 2.24 | |
3456.55 | 1,38,770 Cr | 15.92 | 3.90 | 0.75 | 24.47 | 12.30 | 4.80 | |
5190.00 | 57,651 Cr | 27.34 | 3.81 | 0.67 | 13.03 | 8.79 | 2.41 | |
383.15 | 53,444 Cr | 21.54 | 2.16 | 1.50 | 9.96 | 8.32 | 1.59 | |
310.00 | 26,239 Cr | 64.32 | 2.06 | 1.29 | 3.53 | 7.94 | 0.75 | |
1281.40 | 20,413 Cr | 42.28 | 2.85 | 0.00 | 1.87 | 7.65 | 1.75 |
Muthoot Finance is India’s largest gold-financing NBFC, focused primarily on short-tenor loans secured by customer gold jewellery and supported by subsidiaries offering housing finance, microfinance, insurance broking and a Sri Lankan lending business.
The company delivered record scale and profits in 9M FY26: consolidated Loan AUM reached ₹1,647,198 million (48% YoY) and consolidated PAT rose 84% to ₹7,209 million, reflecting strong demand for collateralised credit and robust operational leverage in the gold-loan franchise.
Digital adoption is accelerating: the iMuthoot app has ~22.8 million downloads, 5.5 million registered users and contributed materially to collections and top-ups, supporting cheaper acquisition, faster TAT and cross-sell of unsecured and housing loans via digital channels.
Funding is broad and improving: diversified liability mix (bank borrowings 50%, listed NCDs 29%, ECBs 15%, commercial paper 5%), healthy liquidity (cash & equivalents ~₹138 billion consolidated) and capital adequacy ~20.3% provide headroom for measured leverage and continued AUM growth.
Regulatory and market tailwinds are supportive: RBI draft easing on branch opening and continued retail demand for secured credit signal opportunity to scale branches further, while strong domestic credit ratings (CRISIL/ICRA AA+) help in competitive access to wholesale funding.
Finance
Finance - Large
1,38,770 Cr
Moderate Risk
15.9
26.9
1.9
3.9
4,149.00
1,964.35
Sales CAGR
Profit CAGR
ROE
ROCE
