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Discovery themes featuring this stockBearish
3
Neutral
4
Bullish
7
Bearish
35
Neutral
4
Bullish
7
Bearish
32
Neutral
0
Bullish
0
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Muthoot Finance is India’s largest gold-financing NBFC, focused primarily on short-tenor loans secured by customer gold jewellery and supported by subsidiaries offering housing finance, microfinance, insurance broking and a Sri Lankan lending business.
The company delivered record scale and profits in 9M FY26: consolidated Loan AUM reached ₹1,647,198 million (48% YoY) and consolidated PAT rose 84% to ₹7,209 million, reflecting strong demand for collateralised credit and robust operational leverage in the gold-loan franchise.
Digital adoption is accelerating: the iMuthoot app has ~22.8 million downloads, 5.5 million registered users and contributed materially to collections and top-ups, supporting cheaper acquisition, faster TAT and cross-sell of unsecured and housing loans via digital channels.
Funding is broad and improving: diversified liability mix (bank borrowings 50%, listed NCDs 29%, ECBs 15%, commercial paper 5%), healthy liquidity (cash & equivalents ~₹138 billion consolidated) and capital adequacy ~20.3% provide headroom for measured leverage and continued AUM growth.
Regulatory and market tailwinds are supportive: RBI draft easing on branch opening and continued retail demand for secured credit signal opportunity to scale branches further, while strong domestic credit ratings (CRISIL/ICRA AA+) help in competitive access to wholesale funding.
Finance
Non Banking Financial Company (NBFC)
1,08,425 Cr
High Risk
9.5
16.6
0.1
2.7
4,149.00
2,677.50
Sales CAGR
Profit CAGR
ROE
ROCE
Discovery themes featuring this stock
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
319.45 | 1,35,602 Cr | 24.75 | 3.03 | 0.18 | 10.57 | 7.98 | 1.89 | ||
1583.00 | 1,35,246 Cr | 23.52 | 4.41 | 0.13 | 17.18 | 8.84 | 2.34 | ||
2700.70 | 1,08,425 Cr | 9.46 | 2.67 | 1.11 | 28.01 | 13.50 | 5.48 | ||
265.00 | 66,418 Cr | 20.77 | 2.37 | 1.04 | 10.65 | 7.75 | 2.74 | ||
567.90 | 54,044 Cr | 23.75 | 3.44 | 0.44 | 13.78 | 9.82 | 3.43 | ||
618.00 | 51,343 Cr | 23.60 | 2.80 | 0.65 | 13.75 | 8.99 | 2.00 | ||
4399.15 | 48,876 Cr | 22.60 | 3.28 | 0.91 | 13.82 | 8.78 | 2.52 | ||
| Median: 7 Co. | — | 618.00 | 66,418 Cr | 23.52 | 3.03 | 0.65 | 13.78 | 8.84 | 2.52 |
Muthoot Finance Ltd (MUTHOOTFIN) is currently trading at 2,700.70 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Muthoot Finance is India’s largest gold-financing NBFC, focused primarily on short-tenor loans secured by customer gold jewellery and supported by subsidiaries offering housing finance, microfinance, insurance broking and a Sri Lankan lending business. The company delivered record scale and profits in 9M FY26: consolidated Loan AUM reached ₹1,647,198 million (48% YoY) and consolidated PAT rose 84% to ₹7,209 million, reflecting strong demand for collateralised credit and robust operational leverage in the gold-loan franchise. Digital adoption is accelerating: the iMuthoot app has ~22.8 million downloads, 5.5 million registered users and contributed materially to collections and top-ups, supporting cheaper acquisition, faster TAT and cross-sell of unsecured and housing loans via digital channels. Funding is broad and improving: diversified liability mix (bank borrowings 50%, listed NCDs 29%, ECBs 15%, commercial paper 5%), healthy liquidity (cash & equivalents ~₹138 billion consolidated) and capital adequacy ~20.3% provide headroom for measured leverage and continued AUM growth. Regulatory and market tailwinds are supportive: RBI draft easing on branch opening and continued retail demand for secured credit signal opportunity to scale branches further, while strong domestic credit ratings (CRISIL/ICRA AA+) help in competitive access to wholesale funding.
Over the past 52 weeks, Muthoot Finance Ltd has traded between a low of ₹2,677.50 and a high of ₹4,149.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Muthoot Finance Ltd has a market capitalization of approximately 1,08,424.59. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Muthoot Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 9.53 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 1,08,424.59 Cr, Muthoot Finance Ltd is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Muthoot Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Muthoot Finance Ltd is 9.53. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The 29th AGM is scheduled for Monday, 31 August 2026 at 3:30 PM IST.
Consolidated profit after tax for Q1 FY27 was ₹2,825 crore, up 43% from ₹1,974 crore in Q1 FY26.
Muthoot Finance has scheduled its board meeting for August 1, 2026 to consider and approve unaudited financial results for Q1 ended June 30, 2026.
Muthoot Finance reported consolidated profit after tax (PAT) of ₹1,974 crore in Q1 FY26 versus ₹1,196 crore a year earlier.
