Tata Capital Ltd (TATACAP) is currently trading at 352.00 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Tata Capital is a Tata Group-owned upper-layer NBFC offering more than 25 lending products across retail, housing, SME, corporate, vehicle and other financing segments, alongside fee-based distribution and private-equity activities. It serves individuals, entrepreneurs, businesses and corporates through a large branch network supported by digital distribution and data-enabled underwriting. Consolidated AUM crossed INR3 lakh crore, reaching INR3,08,030 crore in Q2 FY27 after 26% year-on-year and 6% sequential growth. Excluding Motor Finance, AUM growth was stronger at 32% year-on-year, indicating that the underlying franchise expanded substantially despite the continued rundown in the legacy vehicle-finance portfolio. Profit after tax increased 51% year-on-year to INR1,660 crore, while asset quality remained resilient with Gross Stage 3 assets at 1.9%, provision coverage improving to 59% and annualized credit cost declining to 0.9%. This combination of rapid growth, stable losses and stronger provisioning supports management’s claim of disciplined, risk-calibrated expansion. The company’s operating model is becoming increasingly technology-led: headcount rose only 6% against 26% AUM growth, cost-to-income improved 438 basis points year-on-year to 35.3%, and high-margin-business disbursements rose 40%. Management expects these businesses, together with pricing actions, to support an improving NIM-plus-fee trajectory from Q4 FY27. Regulatory and portfolio-transition issues remain important watchpoints. Revolving-credit products representing approximately 3%–4% of AUM may be affected by forthcoming rules, insurance-distribution proposals could alter fee economics, and Motor Finance continues to shrink. Management nevertheless expects Motor Finance to stabilize in Q3 and resume growth from Q4, while maintaining FY27 growth guidance of 23%–25%.

Over the past 52 weeks, Tata Capital Ltd has traded between a low of ₹296.05 and a high of ₹390.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Tata Capital Ltd has a market capitalization of approximately 1,51,881.41. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Tata Capital Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 24.53 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 1,51,881.41 Cr, Tata Capital Ltd is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Tata Capital Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Tata Capital Ltd is 24.53. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

Tata Capital Housing Finance reported AUM of Rs 95,098 crore as of September 2026. That was 26% higher than a year earlier and 6% above the preceding quarter. Management said the book included home loans, loans against property, construction finance and affordable housing.

Tata Capital expects November 1 repricing, a larger higher-margin business mix and slower cost growth to support Q4 NIM-plus-fee. Management also cited 66% floating-rate assets compared with 48% floating-rate liabilities as support if interest rates rise.

Tata Capital expects the Motor Finance portfolio to stabilise in Q3 FY27 and grow in Q4 FY27. Management said Q2 FY27 rundown was lower than Q1 FY27, continuing an improvement from Q4 of the previous year.

Tata Capital estimated that 3% to 4% of its AUM could be affected under the scenario it evaluated. The estimate applies to balances that may fall within the rules and may not be convertible into standard term loans if guidelines are finalised as assessed.