Welcome to Multibagg AI
Log in to access personalized features
Discovery themes featuring this stockBearish
7
Neutral
3
Bullish
4
Bearish
7
Neutral
7
Bullish
32
Bearish
0
Neutral
4
Bullish
28
Investor Presentation
Q4 FY26
Investor Presentation
Q3 FY26
Investor Presentation
Q2 FY26
Available on Pro Plan
Unlock reports, presentations, and AI-powered insights.
Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.
Dashboard
Portfolio
Ask Iris
Discovery
Timeline
Multibagg AI is an AI powered stock research and analysis platform. We provide data, information, content, and analytics for publicly traded Indian companies listed on NSE and BSE. AI can make mistakes, check important information.
Prices might be delayed by a few minutes.
Join our Exclusive Community
Join our Exclusive Community
Made with 💙 in India. © Finsky Technologies Pvt Ltd. 2026
Discovery themes featuring this stock
Tata Capital is an upper-layer NBFC of the Tata Group offering a diversified financial services platform that includes retail, SME and corporate lending, a listed housing finance subsidiary, private equity, wealth management, distribution of insurance and card products, and treasury funding solutions; consolidated Net AUM reached ~₹2.77tn as of Mar-31, 2026 following strategic mergers and listing.
Q4FY26 operating momentum was strong: excluding Motor Finance, Net AUM grew 28% YoY to ₹2.52tn with PAT up 51% YoY to ₹1,459 crore, credit cost falling to 0.8% and ROA improving to 2.5%, demonstrating simultaneous scale, improved asset quality and rising profitability driven by retail, SME and housing segments.
Tata Capital is executing an AI‑first strategy at scale: underwriting-assist reduced SME credit memo time from two days to twenty minutes, document intelligence processed 2 crore-plus documents, and AI-powered voice and collections delivered early-bucket collection uplifts—pointing to sustainable operating leverage and faster TATs across the lending lifecycle.
The company materially expanded physical reach while maintaining funding strength: branch network rose to 1,477 locations supporting 8.4 million customers, liquidity buffer remains ~₹29,500 crore, and domestic AAA credit rating underpins access to diverse funding including bank loans, ECB/MTN and NCDs, keeping average borrowing cost near 7.1% in Q4FY26.
Tata Capital is pursuing quality-led growth while turning around Motor Finance after the TMFL merger; Motor Finance reached breakeven in Q3FY26 and returned PAT of ₹43 crore in Q4FY26, following portfolio realignment, multi‑OEM tie-ups and branch and headcount rationalization.
Finance
Non Banking Financial Company (NBFC)
1,38,362 Cr
Moderate Risk
28.6
18.0
0.7
3.0
367.65
296.05
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
955.05 | 2,24,715 Cr | 22.42 | 2.13 | 0.90 | 15.21 | 10.99 | 3.11 | ||
325.95 | 1,38,362 Cr | 28.55 | 3.02 | 0.17 | 10.57 | 7.98 | 1.68 | ||
1566.90 | 1,33,576 Cr | 25.53 | 4.39 | 0.13 | 17.18 | 8.84 | 2.13 | ||
3039.10 | 1,22,010 Cr | 11.52 | 3.12 | 0.99 | 27.06 | 13.24 | 5.42 | ||
275.85 | 69,114 Cr | 23.18 | 2.47 | 1.00 | 10.65 | 7.75 | 2.10 | ||
589.45 | 56,093 Cr | 25.89 | 3.57 | 0.42 | 13.78 | 9.82 | 3.27 | ||
640.75 | 53,204 Cr | 24.45 | 2.90 | 0.62 | 13.75 | 8.99 | 2.00 | ||
| Median: 7 Co. | — | 640.75 | 1,22,010 Cr | 24.45 | 3.02 | 0.62 | 13.78 | 8.99 | 2.13 |
Tata Capital Ltd (TATACAP) is currently trading at 340.80 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Tata Capital is an upper-layer NBFC of the Tata Group offering a diversified financial services platform that includes retail, SME and corporate lending, a listed housing finance subsidiary, private equity, wealth management, distribution of insurance and card products, and treasury funding solutions; consolidated Net AUM reached ~₹2.77tn as of Mar-31, 2026 following strategic mergers and listing. Q4FY26 operating momentum was strong: excluding Motor Finance, Net AUM grew 28% YoY to ₹2.52tn with PAT up 51% YoY to ₹1,459 crore, credit cost falling to 0.8% and ROA improving to 2.5%, demonstrating simultaneous scale, improved asset quality and rising profitability driven by retail, SME and housing segments. Tata Capital is executing an AI‑first strategy at scale: underwriting-assist reduced SME credit memo time from two days to twenty minutes, document intelligence processed 2 crore-plus documents, and AI-powered voice and collections delivered early-bucket collection uplifts—pointing to sustainable operating leverage and faster TATs across the lending lifecycle. The company materially expanded physical reach while maintaining funding strength: branch network rose to 1,477 locations supporting 8.4 million customers, liquidity buffer remains ~₹29,500 crore, and domestic AAA credit rating underpins access to diverse funding including bank loans, ECB/MTN and NCDs, keeping average borrowing cost near 7.1% in Q4FY26. Tata Capital is pursuing quality-led growth while turning around Motor Finance after the TMFL merger; Motor Finance reached breakeven in Q3FY26 and returned PAT of ₹43 crore in Q4FY26, following portfolio realignment, multi‑OEM tie-ups and branch and headcount rationalization.
Over the past 52 weeks, Tata Capital Ltd has traded between a low of ₹296.05 and a high of ₹367.65. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Tata Capital Ltd has a market capitalization of approximately 1,38,361.51. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Tata Capital Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 28.55 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 1,38,361.51 Cr, Tata Capital Ltd is classified as a Large Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Tata Capital Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Tata Capital Ltd is 28.55. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
A post-IPO lock-in period is a specified duration during which pre-IPO shareholders and insiders are prohibited from selling their shares. This is done to prevent market volatility and ensure stability after a company goes public.
The budget's increased capital expenditure of ₹12.2 lakh crore directly boosts demand for infrastructure and project finance, which is a core lending area for Tata Capital, creating significant opportunities for loan book growth.
Tata Capital has provided a consolidated growth guidance of 18% to 20%, driven by strong momentum in its key business segments.
NCD Issuance
Tata Capital will hold a board meeting on 17-Jun-2026 to consider issuance of non-convertible debentures on a private placement basis in one or more tranches, subject to shareholders' approval.
Board Meeting - NCD Issuance
Tata Capital scheduled a Board meeting on 17‑Jun‑2026 to consider issuance of Non‑Convertible Debentures on a private placement basis in one or more tranches, subject to shareholders' approval.
NCD Allotment
Tata Capital allotted 203,000 secured, redeemable NCDs (ISIN INE976I07DF6) via private placement totaling Rs2,030 crore; 8.15% coupon, 1096-day tenor, maturity 11-Jun-2029; CRISIL & ICRA AAA; proposed NSE listing.
NCD Allotment
Tata Capital allotted 203,000 secured, redeemable NCDs (TCL Secured NCD "C" FY 2026-27-VIS-M) via private placement totalling Rs 2,030 crore (ISIN INE976I07DF6) on June 11, 2026; coupon 8.15% p.a., tenor 1,096 days, maturity June 11, 2029; secured; CRISIL & ICRA AAA.
Senior Management Change
Tata Capital announced CRO Nitin Dharma will cease as CRO at COB June 30, 2026 (remaining employed until Sept 7, 2026 for transition); Board approved appointment of Kamal Bhatia as CRO for 2 years effective July 1, 2026 (approved June 10, 2026).
