Is there a free AI stock analysis app in India in 2026?
Quick Answer: Yes, Multibagg AI offers a free AI stock analysis plan in India. Its Standard plan, per the pricing page on 18 September 2026, includes 20 Ask Iris questions a month, basic screeners, one portfolio connection and 10 years of financial data. Free tiers cap AI questions, history and saved screens, so treat a free answer as a starting point and check it against the exchange filing.
In India, free AI stock analysis usually means the free tier of a paid product, not a fully free service. So the useful question is narrower: which parts of the analysis does that tier cover, and where does the paywall begin?
Below, we go through one free plan line by line, look at what a general chatbot can do with listed companies, and set out a check you can run on any AI answer.
Which AI stock analysis plan is free on Multibagg AI?
Yes: Multibagg AI's pricing page marks its Standard plan FREE (18 Sep 2026), with an AI assistant, screeners and a dashboard for NSE and BSE companies.
Its assistant, Ask Iris, takes 20 questions a month on the free plan, and the same plan card lists unlimited access to financial documents and 10 years of financial data. For the platform as a whole, Multibagg's homepage cites 40+ quarters of data.
Standard appears on the pricing page as a plan, with no time limit listed against it. According to the page's own FAQ, the free plan gives basic features such as limited AI prompts, charts, screeners and market data.
Search for a free AI stock tool in India and other names come up: Tickertape, Trendlyne, StockEdge, Screener.in and TradingView, plus international products such as FinChat, TIKR and Stock Unlock. Each publishes its own plan page. Free-tier contents change often, so read the vendor's current page rather than a comparison post.
Some research needs no account at all. When we checked on 18 September 2026, Multibagg's stocks directory, with its share prices, fundamentals, charts and filings, opened without a login.
What do free AI stock analysis apps in India offer in 2026?
On Multibagg AI in 2026, the free tier includes a capped AI assistant, basic screening, a 25-company watchlist and one connected portfolio (pricing page, 18 Sep 2026).
| Feature | Standard (free) | Premium | Professional |
|---|---|---|---|
| Monthly Iris prompts | 20 | 500 | 1,000 |
| Portfolio connections | 1 | 3 | 10 |
| Portfolio syncs a month | 10 | 50 | 200 |
| Custom screens | 3 | 10 | 500 |
| Watchlist | 25 companies | 100 companies | 500 companies |
| Filings data | Limited | 30 days | 90 days |
| Financial documents | Last 5 quarters | Last 20 quarters | Last 40 quarters |
| AI capabilities | Basic | Advanced | Advanced+ |
Source: Multibagg AI pricing page, as of 18 September 2026. Plan limits are set by Multibagg and can change.
Screening is the largest free piece. Multibagg's screener offers 200+ filters across stocks, ETFs, indices and IPOs, and a free account can save three custom screens of its own.
Where does the free plan end?
The free plan ends at 20 AI questions a month, three saved screens and five quarters of financial documents (Multibagg pricing page, 18 Sep 2026). The pricing page sells Premium and Professional as yearly plans under a 'Save 40% today' banner, and the figure displayed can differ by offer, so check it before paying. Premium adds chat with financial documents using AI, advanced models, three portfolio connections and a 100-company watchlist.
How the two Standard-plan data limits differ (Multibagg AI, September 2026)
| Aspect | 10 years of financial data | Last 5 quarters of documents (Standard) |
|---|---|---|
| Time granularity | Annual (financial year) | Quarterly |
| Volatility | Lower | Higher, as seasonality and one-offs show up more |
| Typical coverage | Full statements and long-term ratios | Mostly P&L plus selected quarterly metrics and ratios |
| Best used for | Long-term trends, business durability, cycle analysis | Recent performance, spotting a slowdown or turnaround |
| Comparability | Easier across years | Needs quarter-on-quarter or year-on-year normalisation |
Professional's card adds deep sectoral research reports and data export, with management analysis and India plus US markets marked as upcoming features. The same page's FAQ describes an Enterprise plan that adds unlimited AI usage and API access for teams.
Prices and plan contents can change. What matters here is the pattern rather than the price: the free tier answers a handful of questions, while heavy daily use, long document histories and bulk data export sit in paid plans.
Can ChatGPT analyse Indian stocks for free?
A free chatbot can explain a ratio or summarise a filing you paste in, but its numbers are only as current and exact as the documents it finds. Listed companies report through the exchanges, and NSE's corporate filings page carries announcements, board meetings, corporate actions, financial results and shareholding patterns. A general assistant that searches the web may reach a news summary of a result before it gets to the filing itself.
Try a quick test. Ask a chatbot why a sector fell, and the answer may blend brokerage notes, news and social posts: a summary of opinion, not a reading of results. For the sector background, Multibagg's own coverage of AI and cloud trends in Indian IT is one place to look.
General chatbots do still help with concepts, such as learning what free cash flow means or drafting questions for a concall. Take the numbers from the filing.
How do you check an AI app's analysis?
Check three things against the exchange filing: the figure, the quarter it belongs to, and whether it is standalone or consolidated. A free answer that skips any of the three is incomplete. If the app names no document, open the company's results on NSE or BSE and find the number yourself. Where the figures differ, the filing wins.
Language matters too. Any app, channel or chat group that promises returns is a warning sign. Under SEBI's circular of 22 October 2024, regulated firms and their agents are barred from working with anyone who gives unregistered advice or claims returns without SEBI's permission.
Complaints about a SEBI-regulated entity, such as a broker or depository participant, go through SCORES 2.0, which SEBI launched on 1 April 2024. The press release describes each complaint being auto-routed to the regulated entity concerned. So the first question is whether the firm behind an app is regulated at all.
Can you get free AI stock portfolio analysis?
Free AI stock portfolio analysis is available within limits: Multibagg AI's free plan connects one portfolio and syncs it 10 times a month (pricing page, 18 Sep 2026).
Depositories also keep a record of the holdings behind any such dashboard. Under SEBI's circular of 14 February 2025, effective 14 May 2025, depositories must send a Consolidated Account Statement (CAS) by the 12th day after any month with a demat or mutual fund transaction, or the 15th for paper copies. With no transactions, the emailed CAS arrives half-yearly, by 18 April and 18 October.
Multibagg's portfolio dashboard connects a broker account and reports returns, volatility and sector allocation. When money went in on different dates, the return figure that matters is not a simple percentage gain but XIRR, which weights each cash flow by its timing.
Premium raises the limit to three connections and 50 syncs a month, and Professional to ten connections and 200 syncs. Before relying on a dashboard's figures, compare its holdings with your latest CAS. To see what a free tier covers in practice, create a free Multibagg AI account and put one question to Ask Iris about a company whose latest filing you already have open.
Disclaimer: This article is for educational and informational purposes only. Multibagg AI is not a SEBI-registered investment adviser or research analyst, and it does not provide investment, financial, legal or tax advice. Nothing here is a recommendation to buy, sell, hold or invest in any security. Market data is shown as of the dates stated and may have changed since. Please consult a SEBI-registered adviser before making any investment decision.
Aaditya Aanand is the founder and CEO of Multibagg AI. An IIT Kanpur alumnus, he has worked across technology and financial markets at Goldman Sachs and American Express. His writing explores investing, markets and AI.