Akiko Global Services Limited distributes over Rs 550 crore monthly

Akiko Global Services Limited reported more than Rs 550 crore of indicative monthly loan disbursals in its November 2026 investor presentation, with personal loans comprising 75% of the mix. Akiko Global also said its partner-led distribution operation sources 23,000 to 25,000 credit cards each month.

How large is Akiko Global’s loan distribution business?

Akiko Global’s management operating snapshot puts indicative monthly loan disbursals at more than Rs 550 crore across personal, business and mortgage or home loans. The presentation says these products are distributed through bank and non-banking financial company, or NBFC, partners, rather than being loans for which Akiko Global provides regulated approvals.

Personal loans are the largest reported component at 75% of the monthly loan mix, compared with 15% for mortgage or home loans and 10% for business loans. Personal loans exceed the mortgage or home-loan share by 60 percentage points and the business-loan share by 65 percentage points, making retail lending the largest disclosed segment.

The more than Rs 550 crore figure is described as an indicative monthly operating level, not as a financial-reporting line item for a stated quarter. The November 2026 presentation does not provide an earlier monthly disbursal figure, a loan-disbursal growth rate or the revenue earned from those disbursals.

How many credit cards does Akiko Global source each month?

Akiko Global says it sources 23,000 to 25,000 credit cards each month through banking relationships, identifying cards as a core distribution business. The range is described as an indicative operating level, giving a measure of current scale but not a month-by-month sourcing trend.

The company uses digital sourcing and assisted sales for card distribution through its app, website, partner network and calling teams. Customers can explore card options and eligibility requirements across multiple issuers, but the presentation does not state how much of the 23,000 to 25,000 monthly volume comes from each channel.

Akiko Global reports relationships with more than 40 financial institutions in its bank and NBFC ecosystem. The displayed partner list includes HDFC Bank, ICICI Bank, Axis Bank, AU Small Finance Bank, IndusInd Bank, IDFC FIRST Bank, SBI Card, Kotak Mahindra Bank, Bajaj Finance, Tata Capital, L&T Finance and Piramal Finance.

The card count and loan-disbursal value measure different products and cannot be combined into one volume figure. They show that Akiko Global facilitates more than Rs 550 crore of monthly loan disbursals while sourcing 23,000 to 25,000 cards, with partners providing products and approvals.

Where does Akiko Global operate its distribution network?

Akiko Global reports 50 branches across India and the United Arab Emirates, plus four offices in Noida, where it says the fourth office has opened. Delhi headquarters has 18 branches, the largest disclosed location count, compared with three in Bengaluru and two each in Gurugram, Hyderabad, Mumbai, Ahmedabad, Chandigarh and Patna.

The branch list includes one branch in Dubai, UAE, as well as single-branch locations in Chennai, Kolkata, Visakhapatnam, Vadodara, Jalandhar, Ludhiana, Bathinda, Panipat, Lucknow, Dehradun, Pune and Jaipur. The presentation does not disclose staff numbers, customer volumes or loan and card output by any of its 50 branches.

The physical network operates alongside the app, website, calling teams and partner network used in credit-card sourcing. Management links the distribution customer base to AkikoPay cross-selling, but does not disclose a conversion rate from branch or partner-network customers into the app.

What does Akiko Global’s distribution scale mean for AkikoPay?

Akiko Global says its distribution business provides a customer base for AkikoPay cross-selling, while the app supports ongoing engagement through a wallet, prepaid card and financial services. Its stated model separates facilitation from regulated decisions: Akiko Global provides access, while partners provide financial products and approvals.

AkikoPay lists credit-card eligibility, personal loans, home loans, car loans and fixed-deposit-backed credit-card options among its financial-product services. The app also offers credit-health information, an available credit report, gift cards, travel bookings, visa services and Niyo zero forex account opening.

Management reported about 1 lakh AkikoPay customers onboarded in 18 days in its November 2026 update, including more than 85,000 Android customers, while iOS was also live. The presentation says know-your-customer, or KYC, completion is progressing and daily transactions are under way, but does not disclose completed KYC accounts, transacting users, transaction value or cross-sell revenue.

Conclusion

Akiko Global’s disclosed distribution scale rests on two measurable streams: more than Rs 550 crore in indicative monthly loan disbursals, of which personal loans account for 75%, and 23,000 to 25,000 credit cards sourced each month. More than 40 financial-institution relationships, 50 branches across India and the UAE, and four Noida offices support this partner-led model.

The next disclosed matter to watch is AkikoPay’s KYC completion and early transaction activity after about 1 lakh customers were onboarded in 18 days by November 2026. Management identifies the distribution customer base as a cross-selling opportunity, while the presentation leaves unresolved how many customers complete verification, become active users or take additional products through the app.