Centrum Capital Ltd

CENTRUM

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Market Cap

₹ 1,340 Cr

P/E

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Investment Checklist

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Performance

STEADY PERFORMER

Valuation

REASONABLE

Growth

STABLE

Profitability

LOW MARGIN

Technicals

Bearish

Risk

HIGH RISK

Investment Checklist

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Price

PE Ratio

Price

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Overview

Detailed Summary

Centrum Capital Limited (CCL) is a leading company in investment banking, merchant banking, institutional equities, and wealth management. It also operates in SME lending, housing finance, and microfinance.

The company has strategically expanded into new areas like insurance broking and asset management to diversify its service offerings and strengthen its retail presence.

Centrum Capital has made significant investments to enhance its tech capabilities, introducing innovations such as a digital investment platform named Centrum GalaxC.

In recent years, the company has undertaken notable acquisitions and structural changes, such as the merger of Centrum Microcredit with Unity Bank to streamline operations.

Centrum Capital has exited the money exchange business and developed new credit funds, exemplifying its adaptive strategies amidst changing financial landscapes.

Sector

Finance

Industry

Finance - Investment / Others

Market Cap

1,340 Cr

Volatility

High Risk

P/E Ratio

—

Industry P/E

30.0

PEG Ratio

—

P/B Ratio

3.0

52W High

41.90

52W Low

22.41

Sales CAGR

57.65%

16.22%

28.12%

10Y

2.86%

Profit CAGR

-108.71%

—

10Y

—

ROE

TTM

-28.18%

-8.33%

-8.24%

10Y

-4.06%

ROCE

TTM

8.98%

7.73%

6.69%

10Y

7.65%

Technicals

‌

Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
ALGOQUANT	59.85	1,687 Cr	103.47	15.10	0.00	14.71	15.58	7.14
DAMCAPITAL	209.65	1,513 Cr	13.47	4.88	0.47	36.27	48.27	23.27
PNBGILTS	79.67	1,431 Cr	8.01	0.87	1.26	10.94	5.81	0.66
CENTRUM	29.01	1,340 Cr	—	2.96	0.00	-28.18	8.98	-0.64
JPOLYINVST	1086.00	1,153 Cr	5.23	0.70	0.00	13.47	12.02	13.13
VHL	3574.30	1,137 Cr	4.66	0.30	0.14	6.54	6.89	6.51
GKWLIMITED	1713.80	1,037 Cr	—	2.70	0.00	-1.12	-0.52	-0.91

Financial Statements

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Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	443	533	575	655	716	784	877	1,116	846	823
Expenses	293	299	348	314	483	467	552	673	641	647
Interest	213	243	268	299	344	363	417	440	450	459
Financing Profit	-62	-8.19	-41	42	-112	-46	-91	3.25	-245	-283
Financing Margin %	-14.06	-1.54	-7.06	6.36	-15.59	-5.81	-10.40	0.29	-28.90	-34.43
Other Income	7.33	4.35	19	3.18	8.95	84	17	58	195	276
Depreciation	13	17	19	23	23	23	27	38	31	24
Profit Before Tax	-68	-20	-40	22	-125	15	-101	23	-81	-32
Tax %	5.80	-38.52	55.39	-77.49	2.73	49.44	41.99	-6.84	-32.59	73.25
Net Profit	-65	-28	-18	39	-122	7.64	-59	24	-107	-8.50
EPS in Rs	-1.08	-0.51	-0.61	0.04	-1.98	-0.52	-1.14	-0.44	-0.30	-0.94
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	6,863	9,884	355	470	500	695	1,310	2,207	3,493	3,624
Expenses	6,853	9,746	453	317	288	547	870	1,254	2,175	2,333
Interest	60	96	155	199	238	330	636	1,022	1,564	1,669
Financing Profit	-49	42	-253	-46	-26	-183	-196	-70	-245	-378
Financing Margin %	-0.72	0.42	-71.39	-9.78	-5.14	-26.30	-14.97	-3.15	-7.02	-10.44
Other Income	132	46	12	11	13	20	55	32	168	354
Depreciation	6.65	8.22	20	20	19	21	38	71	111	119
Profit Before Tax	76	80	-261	-55	-32	-184	-179	-109	-188	-144
Tax %	39.82	47.94	-38.35	-21.59	-30.66	-3.05	-2.40	32.60	21.17	7.08
Net Profit	46	42	144	0.72	-42	-190	-183	-71	-149	-134
EPS in Rs	—	—	-319.46	0.26	-1.02	-3.85	-3.20	-2.15	-4.08	-2.82
Dividend Payout %	6.94	6.49	1.79	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

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Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	42	42	42	42	42	42	42	42	42	42
Reserves	277	275	297	558	580	538	633	552	399	238
Borrowings	305	389	953	1,798	1,734	1,943	6,114	5,285	10,775	16,221
Other Liabilities	312	418	707	443	573	637	5,707	5,862	6,169	6,089
Total Liabilities	936	1,123	1,999	2,840	2,928	3,160	12,495	11,740	17,384	22,589
Fixed Assets	85	110	119	141	153	169	405	510	663	955
CWIP	0.00	0.00	4.06	0.00	0.00	0.08	0.21	5.45	5.07	131
Investments	0.00	0.00	0.00	164	47	78	2,867	2,517	3,914	5,281
Other Assets	851	1,013	1,876	2,536	2,729	2,913	9,222	8,707	12,803	16,223
Total Assets	936	1,123	1,999	2,840	2,928	3,160	12,495	11,740	17,384	22,589

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-207	-55	-727	-1,377	-178	-40	3,331	-4,091	120	2,532
Cash from Investing Activity	-98	16	-63	792	133	-56	158	157	-1,552	-1,704
Cash from Financing Activity	282	86	830	503	63	137	737	97	1,503	-590
Net Cash Flow	-23	47	41	-82	18	40	4,226	-3,837	71	238

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Aug 2025	Sep 2025
Promoters	40.20%	40.25%	40.25%	40.03%	39.98%	39.93%	39.85%	39.79%	39.72%	39.71%	35.84%	35.83%
FIIs	0.92%	0.74%	0.86%	0.85%	0.69%	0.38%	0.30%	0.38%	0.45%	0.73%	1.67%	1.59%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	3.97%	3.97%
Public	58.88%	59.01%	58.89%	59.11%	59.32%	59.69%	59.85%	59.84%	59.83%	59.57%	58.52%	58.61%
Total Shareholders	41,793	41,110	40,620	41,655	43,633	41,530	39,276	38,292	38,106	38,297	37,295	37,046

Market Transactions

Date	Party	Category	Type	Avg Price (₹)	Total Value (₹)	Quantity	Percent Traded
Feb 26, 2024	Ajay sharma	Insider - Designated Person	Acquisition	12.50	0.13 Cr	1,00,000	—
Feb 23, 2024	Rajendra naik	Insider - Designated Person	Disposal	36.83	0.11 Cr	30,000	0.00
Feb 21, 2024	Business match services india...	Insider - Promoter	Pledge	36.01	33.67 Cr	93,50,000	2.24
Feb 21, 2024	Rajendra naik	Insider - Designated Person	Disposal	37.75	0.04 Cr	10,000	0.00
Feb 19, 2024	Ajay sharma	Insider - Designated Person	Disposal	34.33	0.07 Cr	20,000	—
Feb 15, 2024	Rajendra naik	Insider - Designated Person	Disposal	35.46	0.25 Cr	70,000	0.01
Feb 14, 2024	Ajay sharma	Insider - Designated Person	Disposal	35.17	0.25 Cr	70,000	0.01
Jan 19, 2024	Business match services india...	Insider - Promoter	Pledge	32.60	5.71 Cr	17,50,000	0.42
Jan 19, 2024	Jbcg advisory services privat...	Insider - Promoter Group	Pledge	32.60	9.78 Cr	30,00,000	0.72
Jan 04, 2024	Shailendra kishor apte	Insider - Designated Person	Acquisition	12.50	0.09 Cr	70,000	0.01

Projection

Actions

Action Type

‌
‌

Announcements

Last 7 days

Newest

Sentiment

Corporate Action

3 days ago

Issuance of Corporate Guarantee by Centrum Capital

Centrum Capital Limited has issued a Corporate Guarantee for Non-convertible Debentures worth Rs. 20 Crores in favor of Beacon Trusteeship Limited.

Documents

Presentations

Concalls

Reports

Presentations

No documents found!

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Financial Statements

AI Powered Summary

Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.

AI Mode

Consolidated Quarterly Results (in ₹ Crores)

View Standalone

Total Figures

QoQ Changes

Total Figures

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Revenue	443	533	575	655	716	784	877	1,116	846	823
Expenses	293	299	348	314	483	467	552	673	641	647
Interest	213	243	268	299	344	363	417	440	450	459
Financing Profit	-62	-8.19	-41	42	-112	-46	-91	3.25	-245	-283
Financing Margin %	-14.06	-1.54	-7.06	6.36	-15.59	-5.81	-10.40	0.29	-28.90	-34.43
Other Income	7.33	4.35	19	3.18	8.95	84	17	58	195	276
Depreciation	13	17	19	23	23	23	27	38	31	24
Profit Before Tax	-68	-20	-40	22	-125	15	-101	23	-81	-32
Tax %	5.80	-38.52	55.39	-77.49	2.73	49.44	41.99	-6.84	-32.59	73.25
Net Profit	-65	-28	-18	39	-122	7.64	-59	24	-107	-8.50
EPS in Rs	-1.08	-0.51	-0.61	0.04	-1.98	-0.52	-1.14	-0.44	-0.30	-0.94
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	6,863	9,884	355	470	500	695	1,310	2,207	3,493	3,624
Expenses	6,853	9,746	453	317	288	547	870	1,254	2,175	2,333
Interest	60	96	155	199	238	330	636	1,022	1,564	1,669
Financing Profit	-49	42	-253	-46	-26	-183	-196	-70	-245	-378
Financing Margin %	-0.72	0.42	-71.39	-9.78	-5.14	-26.30	-14.97	-3.15	-7.02	-10.44
Other Income	132	46	12	11	13	20	55	32	168	354
Depreciation	6.65	8.22	20	20	19	21	38	71	111	119
Profit Before Tax	76	80	-261	-55	-32	-184	-179	-109	-188	-144
Tax %	39.82	47.94	-38.35	-21.59	-30.66	-3.05	-2.40	32.60	21.17	7.08
Net Profit	46	42	144	0.72	-42	-190	-183	-71	-149	-134
EPS in Rs	—	—	-319.46	0.26	-1.02	-3.85	-3.20	-2.15	-4.08	-2.82
Dividend Payout %	6.94	6.49	1.79	0.00	0.00	0.00	0.00	0.00	0.00	—

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	42	42	42	42	42	42	42	42	42	42
Reserves	277	275	297	558	580	538	633	552	399	238
Borrowings	305	389	953	1,798	1,734	1,943	6,114	5,285	10,775	16,221
Other Liabilities	312	418	707	443	573	637	5,707	5,862	6,169	6,089
Total Liabilities	936	1,123	1,999	2,840	2,928	3,160	12,495	11,740	17,384	22,589
Fixed Assets	85	110	119	141	153	169	405	510	663	955
CWIP	0.00	0.00	4.06	0.00	0.00	0.08	0.21	5.45	5.07	131
Investments	0.00	0.00	0.00	164	47	78	2,867	2,517	3,914	5,281
Other Assets	851	1,013	1,876	2,536	2,729	2,913	9,222	8,707	12,803	16,223
Total Assets	936	1,123	1,999	2,840	2,928	3,160	12,495	11,740	17,384	22,589

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-207	-55	-727	-1,377	-178	-40	3,331	-4,091	120	2,532
Cash from Investing Activity	-98	16	-63	792	133	-56	158	157	-1,552	-1,704
Cash from Financing Activity	282	86	830	503	63	137	737	97	1,503	-590
Net Cash Flow	-23	47	41	-82	18	40	4,226	-3,837	71	238

Oscillators

BearishNeutralBullish

Neutral

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Moving Averages

BearishNeutralBullish

Bearish

Neutral

Bullish

Overall

BearishNeutralBullish

Bearish

Neutral

Bullish

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
ALGOQUANT	59.85	1,687 Cr	103.47	15.10	0.00	14.71	15.58	7.14
DAMCAPITAL	209.65	1,513 Cr	13.47	4.88	0.47	36.27	48.27	23.27
PNBGILTS	79.67	1,431 Cr	8.01	0.87	1.26	10.94	5.81	0.66
CENTRUM	29.01	1,340 Cr	—	2.96	0.00	-28.18	8.98	-0.64
JPOLYINVST	1086.00	1,153 Cr	5.23	0.70	0.00	13.47	12.02	13.13
VHL	3574.30	1,137 Cr	4.66	0.30	0.14	6.54	6.89	6.51
GKWLIMITED	1713.80	1,037 Cr	—	2.70	0.00	-1.12	-0.52	-0.91

Overview

Detailed Summary

The company has strategically expanded into new areas like insurance broking and asset management to diversify its service offerings and strengthen its retail presence.

Centrum Capital has made significant investments to enhance its tech capabilities, introducing innovations such as a digital investment platform named Centrum GalaxC.

In recent years, the company has undertaken notable acquisitions and structural changes, such as the merger of Centrum Microcredit with Unity Bank to streamline operations.

Centrum Capital has exited the money exchange business and developed new credit funds, exemplifying its adaptive strategies amidst changing financial landscapes.

Sector

Finance

Industry

Finance - Investment / Others

Market Cap

1,340 Cr

Volatility

High Risk

P/E Ratio

—

Industry P/E

30.0

PEG Ratio

—

P/B Ratio

3.0

52W High

41.90

52W Low

22.41

Sales CAGR

57.65%

16.22%

28.12%

10Y

2.86%

Profit CAGR

-108.71%

—

10Y

—

ROE

TTM

-28.18%

-8.33%

-8.24%

10Y

-4.06%

ROCE

TTM

8.98%

7.73%

6.69%

10Y

7.65%