Overview

Detailed Summary

Rajath Finance Limited, founded in December 1984, operates as a Non-Banking Finance Company (NBFC) in India, focusing on providing financial services.
The company had significantly scaled back operations in 2004-05 due to adverse economic conditions, but it resumed growth following a change in management in 2007.
By 2011, Rajath Finance had ventured into microfinance, aiming to diversify its financial offerings to capture emerging opportunities in segment funding.
The company's resilience is evident from its strategic shift towards segment funding by 2013-14, indicating adaptability to changing market conditions.
Hitraj Developers Private Limited is a subsidiary of Rajath Finance, expanding its operational portfolio beyond traditional finance services.

Sector: Finance
Industry: NBFC-Others
Market Cap: 131 Cr
Volatility: Low Risk
P/E Ratio: -14.2
Industry P/E: 28.3
PEG Ratio: —
P/B Ratio: 7.7
52W High: 7.66
52W Low: 1.45

Sales CAGR

1Y: 38.92%
3Y: -63.70%
5Y: -47.72%
10Y: -29.82%

Profit CAGR

1Y: -150.00%
3Y: —
5Y: —
10Y: —

ROE

TTM: -17.41%
3Y: -12.17%
5Y: -7.94%
10Y: -5.57%

ROCE

TTM: -8.51%
3Y: -12.52%
5Y: -8.07%
10Y: -5.65%

Technicals

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Forecasts

Peers

Symbol	Price	Market Cap	P/E	P/B	Div Yield (%)	ROE (%)	ROCE (%)	ROA (%)
UPSURGE	73.50	142 Cr	19.16	1.26	0.71	9.50	10.74	7.00
ASSAMENT	918.00	132 Cr	28.84	1.95	0.00	6.75	8.34	6.15
PMCFIN	1.86	132 Cr	16.91	0.75	0.54	6.05	7.66	3.23
MANGIND	0.92	131 Cr	-92.00	1.71	0.73	4.24	6.88	2.74
RAJATH	6.55	131 Cr	-14.24	7.65	0.00	-17.41	-8.51	-8.49
GARNETINT	63.45	125 Cr	27.12	2.98	0.00	10.26	10.08	10.32
USHAFIN	28.50	124 Cr	3.79	0.57	0.00	12.66	18.85	4.30

Financial Statements

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Standalone Quarterly Results (in ₹ Crores)

Total Figures

QoQ Changes

Total Figures

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	0.02	0.00	0.06	0.03	0.08	0.04	0.09	0.49	0.95	1.57
Expenses	0.43	0.12	1.07	0.70	0.40	0.39	0.78	0.99	1.57	2.20
Interest	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.20
Financing Profit	-0.42	-0.13	-1.02	-0.68	-0.33	-0.36	-0.70	-0.50	-0.62	-0.83
Financing Margin %	-2,100.00	—	-1,700.00	-2,266.67	-412.50	-900.00	-777.78	-102.04	-65.26	-52.87
Other Income	0.00	0.00	0.13	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.12	0.09	0.09	0.09	0.10	0.07	0.07	0.07
Profit Before Tax	-0.42	-0.13	-1.02	-0.76	-0.42	-0.45	-0.80	-0.58	-0.69	-0.89
Tax %	0.00	0.00	34.31	9.21	-2.38	0.00	-16.25	1.72	2.90	7.87
Net Profit	-0.42	-0.13	-0.67	-0.69	-0.43	-0.45	-0.93	-0.57	-0.67	-0.82
EPS in Rs	-0.21	-0.06	-0.33	-0.34	-0.21	-0.22	-0.46	-0.28	-0.33	-0.41
Gross NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net NPA %	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00

Consolidated Profit Loss (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2011	Mar 2012	Mar 2013
Revenue	2.03	2.82	3.12
Expenses	1.72	2.80	3.07
Interest	0.38	0.33	0.29
Financing Profit	-0.07	-0.30	-0.25
Financing Margin %	-3.59	-10.61	-7.90
Other Income	0.01	0.00	0.11
Depreciation	0.15	0.12	0.08
Profit Before Tax	-0.21	-0.41	-0.22
Tax %	36.31	16.04	18.61
Net Profit	-0.14	-0.35	-0.18
EPS in Rs	—	—	—
Dividend Payout %	0.00	0.00	0.00

Consolidated Balance Sheet (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2011	Mar 2012	Mar 2013
Equity Capital	4.00	4.00	4.00
Reserves	3.07	2.72	2.54
Borrowings	4.37	5.63	4.51
Other Liabilities	2.73	3.51	1.57
Total Liabilities	14	16	13
Fixed Assets	0.69	0.58	0.33
CWIP	0.00	0.00	0.00
Investments	0.00	0.00	0.00
Other Assets	13	15	12
Total Assets	14	16	13

Consolidated Cash Flows (in ₹ Crores)

View Standalone

Total Figures

YoY Changes

Total Figures

	Mar 2011	Mar 2012	Mar 2013
Cash from Operating Activity	-6.13	-0.60	0.41
Cash from Investing Activity	-0.07	-0.00	0.29
Cash from Financing Activity	5.46	1.26	-1.12
Net Cash Flow	-0.74	0.66	-0.42

Shareholdings

Shareholding History

Quarterly

Yearly

Quarterly

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	69.76%	69.76%	73.75%	73.75%	73.75%	73.75%	73.75%	73.75%	74.90%	74.90%	74.90%	74.90%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	30.24%	30.24%	26.25%	26.25%	26.25%	26.25%	26.25%	26.25%	25.10%	25.10%	25.10%	25.10%
Total Shareholders	732	728	728	729	730	730	731	730	746	744	930	1,103

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