Niva Bupa Health Insurance Company Limited is a standalone health insurer with a strong focus on the retail health market, primarily underwriting health insurance, personal accident, critical illness, and travel policies.

The company achieved a substantial overall growth rate of 23% for H1 FY '26, with profit after tax more than doubling compared to the previous year, highlighting its strong financial performance.

In Q2 FY '26, Niva Bupa launched ReAssure 3.0, a next-generation retail health insurance product, which has gained significant traction in the market, reinforcing their innovative product strategy.

The company has effectively utilized technological advancements, including AI and a transition to a modern microservices-based core system, to enhance operational efficiencies and customer experience.

Niva Bupa's strategic initiatives, such as reducing GST on health insurance premiums and focusing on customer-centric approaches, aim to drive increased demand and improve affordability in the health insurance segment.