Financial Results
OnEMI Technology Solutions Reports Strong Q2 FY27 Results
OnEMI Technology Solutions reported Q2 FY27 AUM of ₹9,317 crore, up 68% YoY, while PAT doubled to ₹125 crore and GNPA improved to 2.18%.
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Investor Presentation
Q2 FY27
Investor Presentation
Q4 FY26

Financial Technology (Fintech)
Financial Technology (Fintech)
6,277 Cr
Low Risk
20.0
63.1
0.6
2.1
388.25
190.35
Sales CAGR
Profit CAGR
ROE
ROCE
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Financial Results
OnEMI Technology Solutions reported Q2 FY27 AUM of ₹9,317 crore, up 68% YoY, while PAT doubled to ₹125 crore and GNPA improved to 2.18%.
Investor Presentation
OnEMI Technology Solutions released its investor presentation for Q2 and H1 FY27, reporting 68% YoY AUM growth to ₹9,317 crore and 100% YoY PAT growth to ₹125 crore.
Regulatory/Compliance Filing
Onemi Technology Solutions disclosed that its KPI information for the quarter ended September 30, 2026, has been uploaded to its investor relations website.
Regulatory/Compliance Filing
OnEMI Technology Solutions Ltd submitted CRISIL’s monitoring agency report on IPO fund utilisation for the quarter ended September 30, 2026.
Financial Results
Onemi Technology Solutions approved unaudited standalone and consolidated financial results for the quarter and half year ended September 30, 2026, with an unmodified limited review report.
Other
OnEMI Technology Solutions allotted 69,000 equity shares after employees exercised options under the Kissht ESOP 2022, increasing paid-up share capital to INR 20.47 crore.
Onemi Technology Solutions Ltd (KISSHT) is currently trading at 327.30 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
OnEMI Technology Solutions Limited operates Kissht, a technology-enabled digital lending platform offering personal loans and loan-against-property products through its subsidiary NBFC, Si Creva. Its cloud-native platform integrates customer acquisition, underwriting, fraud detection, loan servicing and collections, combining digital distribution with merchant, e-commerce and branch-led channels across India. The company delivered unusually strong operating momentum in Q2 FY27: AUM rose 68% year-on-year to ₹9,317 crore, while PAT doubled to ₹125 crore. This growth was accompanied by improving GNPA at 2.18%, collection efficiency of 97.12%, RoAAUM of 5.78% and RoAE of 21.65%, indicating that expansion has not yet visibly compromised portfolio quality. Kissht is increasingly shifting toward a more diversified and resilient model. Personal loans remain dominant at 92.1% of AUM, but LAP reached ₹737 crore and 7.9% of AUM, while off-book assets increased to 54.9%, reducing balance-sheet intensity and supporting growth through more than 45 lending partners. Artificial intelligence is a material competitive capability for OnEMI Technology Solutions Limited. The company monitors more than 7,200 features, deploys transformer and tabular models, orchestrates multi-agent fraud detection, independently values collateral using more than 200 signals, and applies AI across conversion, collections, support, engineering and marketing. The company strengthened its capital base after listing in May 2026 and raising ₹832.2 crore through a preferential issue in October. Net worth reached ₹2,377 crore, CRAR stood at 34.76%, and debt-to-equity was 0.94x, giving Kissht substantial capacity to pursue its revised growth guidance while retaining balance-sheet flexibility.
Over the past 52 weeks, Onemi Technology Solutions Ltd has traded between a low of ₹190.35 and a high of ₹388.25. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Onemi Technology Solutions Ltd has a market capitalization of approximately 6,277.37. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Onemi Technology Solutions Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 19.99 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 6,277.37 Cr, Onemi Technology Solutions Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Onemi Technology Solutions Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Onemi Technology Solutions Ltd is 19.99. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
OnEMI Technology Solutions reported net profit of ₹125.1 crore in Q2 FY27, up 100.5% year-on-year.
The board is scheduled to consider and approve the unaudited standalone and consolidated Q2 FY27 results on October 28, 2026.
The EGM is scheduled for October 14, 2026 at 4:00 pm (IST) to seek shareholder approval for the preferential issue.
OnEMI reported consolidated AUM of ₹9,317 crore as of September 30, 2026, in its provisional business update.