Welcome to Multibagg AI
Log in to access personalized features
Dashboard
Portfolio
Ask Iris
Discovery
Timeline
Multibagg AI is an AI powered stock research and analysis platform. We provide data, information, content, and analytics for publicly traded Indian companies listed on NSE and BSE. AI can make mistakes, check important information.
Prices might be delayed by a few minutes.
Join our Exclusive Community
Join our Exclusive Community
Made with 💙 in India. © Finsky Technologies Pvt Ltd. 2026
Get instant AI-powered insights about company performance, financials, and strategy. Ask questions about trends, competition, and developments while receiving responses backed by official documents and market data, with clear attribution to source documents.
Investor Presentation
Q3 FY26
Investor Presentation
Q2 FY26
Investor Presentation
Q4 FY25
Available on Pro Plan
Unlock reports, presentations, and AI-powered insights.
Investor Presentation
Q2 FY25
Available on Pro Plan
Unlock reports, presentations, and AI-powered insights.
Discovery themes featuring this stockDiscovery themes featuring this stock
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
309.95 | 699 Cr | 38.89 | 5.06 | 0.00 | 16.89 | 21.33 | 7.86 | ||
11.70 | 355 Cr | 2.13 | 3.74 | 0.00 | 16.71 | 18.27 | 8.87 | ||
91.00 | 250 Cr | 14.99 | 2.32 | 0.00 | 23.69 | 20.41 | 10.26 | ||
65.00 | 135 Cr | -18.02 | 4.68 | 0.88 | -12.17 | -11.15 | -8.19 | ||
51.20 | 119 Cr | 24.15 | 2.20 | 0.00 | — | — | 0.00 | ||
82.00 | 91 Cr | 8.23 | 1.71 | 0.00 | 19.59 | 22.78 | 14.75 | ||
3.09 | 63 Cr | -4.98 | 2.00 | 0.00 | -47.15 | -44.64 | -20.25 | ||
| Median: 7 Co. | — | 65.00 | 135 Cr | 8.23 | 2.32 | 0.00 | 16.80 | 19.34 | 7.86 |
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
View Standalone
RNFI Services Ltd (RNFI) is currently trading at 274.80 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
RNFI Services Limited is a fintech platform and business correspondent that operates the Relipay orchestration stack, delivering payments, collections, insurance distribution, forex/remittance, verification and value-added enterprise APIs through a phygital network of 1900+ employees and 220,000+ active Sahayaks across 17,700+ PIN codes. Revenue for 9M FY26 was ₹729.3 crore with notable margin expansion: gross profit rose 40.4% to ₹134.1 crore, EBITDA grew 46.9% to ₹46 crore and PAT surged 63.3% to ₹24.1 crore, driven by higher-margin delinquent loan collections and EMI collections that offset flat DMT volumes. Operational momentum includes daily transactions of 1.3 million in Dec’25 (28% QoQ increase), accelerated product cross-sell—4+ products per Sahayak rose materially—and new tech-led verticals (travel, CRA, insurance platform, Escrow and Contract APIs) that are showing initial scalability. Regulatory and strategic milestones are reshaping addressable markets: RNFI Money received an AD-II licence enabling formal remittance services, Paysprint revenues contributed ~₹70 crore and RNFI secured recovery mandates from major public sector banks, materially shifting the company toward higher-margin institutional streams. The company positions Relipay as an orchestration ‘railroad’—a middleware layer combining fraud, compliance, accounting and support modules—aiming to convert distribution scale into annuity-like enterprise and API revenue while continuing technology and AI investments to improve margins.
Over the past 52 weeks, RNFI Services Ltd has traded between a low of ₹214.20 and a high of ₹404.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
RNFI Services Ltd has a market capitalization of approximately 699.19. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
RNFI Services Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 38.89 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 699.19 Cr, RNFI Services Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
RNFI Services Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of RNFI Services Ltd is 38.89. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
RNFI Services Limited is a fintech platform and business correspondent that operates the Relipay orchestration stack, delivering payments, collections, insurance distribution, forex/remittance, verification and value-added enterprise APIs through a phygital network of 1900+ employees and 220,000+ active Sahayaks across 17,700+ PIN codes.
Revenue for 9M FY26 was ₹729.3 crore with notable margin expansion: gross profit rose 40.4% to ₹134.1 crore, EBITDA grew 46.9% to ₹46 crore and PAT surged 63.3% to ₹24.1 crore, driven by higher-margin delinquent loan collections and EMI collections that offset flat DMT volumes.
Operational momentum includes daily transactions of 1.3 million in Dec’25 (28% QoQ increase), accelerated product cross-sell—4+ products per Sahayak rose materially—and new tech-led verticals (travel, CRA, insurance platform, Escrow and Contract APIs) that are showing initial scalability.
Regulatory and strategic milestones are reshaping addressable markets: RNFI Money received an AD-II licence enabling formal remittance services, Paysprint revenues contributed ~₹70 crore and RNFI secured recovery mandates from major public sector banks, materially shifting the company toward higher-margin institutional streams.
The company positions Relipay as an orchestration ‘railroad’—a middleware layer combining fraud, compliance, accounting and support modules—aiming to convert distribution scale into annuity-like enterprise and API revenue while continuing technology and AI investments to improve margins.
Financial Technology (Fintech)
Financial Technology (Fintech)
699 Cr
Moderate Risk
38.9
97.8
0.4
5.1
404.00
214.20
Sales CAGR
Profit CAGR
ROE
ROCE
Bearish
4
Neutral
6
Bullish
4
Bearish
34
Neutral
6
Bullish
6
Bearish
30
Neutral
0
Bullish
2
MOA Amendment
At an EGM on Apr 27, 2026, RNFI Services approved an amendment to its Memorandum of Association to add main objects enabling education, employment, advisory, BC/BF services, credit product sourcing, AEPS onboarding and related activities.
EGM proceedings
RNFI Services held an EGM on Apr 27, 2026 via VC/OAVM and passed a special resolution to alter the object clause of its Memorandum of Association; voting results and consolidated scrutinizer's report were filed and posted on company and NSDL websites.
MOA Amendment
RNFI Services held an EGM on Apr 27, 2026 and passed a special resolution to alter the object clause of its Memorandum of Association; voting results and the consolidated scrutinizer's report were submitted to the Exchange.
