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Paisalo Digital Ltd (PAISALO) is currently trading at 49.96 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Paisalo Digital Limited is a systemically important NBFC focused on inclusive lending to MSMEs, small businesses and income-generation borrowers across India, offering product lines such as small income generation loans, SME/MSME loans and specialized asset finance with a 33-year legacy and AUM of Rs. 55,082 million as of Q3 FY2026. Management has made AI the company’s strategic core, aiming to double AUM, income and PAT over three years by embedding AI across sourcing, underwriting, collections and a proprietary dynamic business rule engine; Paisalo runs large-scale GenAI calling, AutoML pipelines and plans a MeitY-cloud migration to support this data-led scale. Q3 FY26 delivered record quarterly PAT of Rs. 663 million and total income of Rs. 2,401 million, while asset quality remained strong with GNPA of 0.83% and NNPA of 0.66%; cost of borrowing declined to 10.3% after raising Rs. 1,885 million at 8.5%, supporting margin stability and funding diversification. Paisalo’s distribution and inclusion footprint is a competitive advantage: roughly 14 million customers, 4,872 touchpoints across 22 states, a 93% secured portfolio and high collection efficiency of 98.8%, enabling low-ticket, high-frequency lending at scale and facilitating cross-sell and last-mile reach via BC partnerships with SBI and Bank of India. The liability strategy combines co-lending, bank lines, NCDs, FCCBs and CPs to lower cost of funds and preserve capital adequacy (CAR 38.3%); co-lending (80:20) and diversified NCD/CP issuance are explicit levers to reduce borrowing cost and improve ROA/ROE while preserving balance sheet resilience.
Over the past 52 weeks, Paisalo Digital Ltd has traded between a low of ₹29.40 and a high of ₹51.50. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Paisalo Digital Ltd has a market capitalization of approximately 4,574.90. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Paisalo Digital Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 19.29 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 4,574.90 Cr, Paisalo Digital Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Paisalo Digital Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Paisalo Digital Ltd is 19.29. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The provided material states earnings are expected on 10/05/2026, alongside a board meeting scheduled for May 10, 2026 to approve audited results.
The data states Paisalo Digital’s upcoming earnings date is February 6, 2026.
The company informed BSE that a Board of Directors meeting was scheduled on 06/02/2026 to consider and approve those unaudited results.
The stock rose after Paisalo Digital disclosed fresh fundraising plans, including a committee meeting to consider issuing listed, secured NCDs via private placement.
Paisalo Digital Limited is a systemically important NBFC focused on inclusive lending to MSMEs, small businesses and income-generation borrowers across India, offering product lines such as small income generation loans, SME/MSME loans and specialized asset finance with a 33-year legacy and AUM of Rs. 55,082 million as of Q3 FY2026.
Management has made AI the company’s strategic core, aiming to double AUM, income and PAT over three years by embedding AI across sourcing, underwriting, collections and a proprietary dynamic business rule engine; Paisalo runs large-scale GenAI calling, AutoML pipelines and plans a MeitY-cloud migration to support this data-led scale.
Q3 FY26 delivered record quarterly PAT of Rs. 663 million and total income of Rs. 2,401 million, while asset quality remained strong with GNPA of 0.83% and NNPA of 0.66%; cost of borrowing declined to 10.3% after raising Rs. 1,885 million at 8.5%, supporting margin stability and funding diversification.
Paisalo’s distribution and inclusion footprint is a competitive advantage: roughly 14 million customers, 4,872 touchpoints across 22 states, a 93% secured portfolio and high collection efficiency of 98.8%, enabling low-ticket, high-frequency lending at scale and facilitating cross-sell and last-mile reach via BC partnerships with SBI and Bank of India.
The liability strategy combines co-lending, bank lines, NCDs, FCCBs and CPs to lower cost of funds and preserve capital adequacy (CAR 38.3%); co-lending (80:20) and diversified NCD/CP issuance are explicit levers to reduce borrowing cost and improve ROA/ROE while preserving balance sheet resilience.
Finance
Non Banking Financial Company (NBFC)
4,544 Cr
High Risk
19.2
17.9
1.3
2.6
51.50
29.40
Sales CAGR
Profit CAGR
ROE
ROCE
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Bearish
6
Neutral
5
Bullish
3
Bearish
7
Neutral
5
Bullish
34
Bearish
1
Neutral
0
Bullish
31
IEPF transfer notice
Paisalo Digital notifies that final dividend for FY2018‑19 unclaimed for seven consecutive years and corresponding equity shares will be transferred to the IEPF on Sep 16, 2026; claims by Sep 11, 2026.
IEPF transfer notice
Paisalo Digital notifies that final dividend for FY2018‑19 remaining unclaimed for seven years and the corresponding equity shares will be transferred to the Investor Education & Protection Fund; shareholders must claim by Sept 11, 2026 (IEPF credit on Sept 16, 2026).
Promoter Pledge
Promoter Santanu Agarwal disclosed creation of a pledge (encumbrance) of 2,000,000 equity shares of Paisalo Digital Limited, reported on 22-May-2026 to NSE/BSE under Reg.31(1) and Reg.7 (PIT) filings.
Promoter Pledge
Paisalo Digital disclosed (Reg.31/Reg.7) that promoter Santanu Agarwal created a pledge of 2,000,000 equity shares (Re.1) on 22-May-2026; disclosure filed with NSE/BSE (Scrip 532900, PAISALO).
Promoter pledge
Santanu Agarwal disclosed creation of a pledge over 2,000,000 Paisalo Digital equity shares on 22-May-2026 to avail margin trading facility; shares are listed on NSE and BSE.
Promoter pledge
On May 22, 2026 promoter Sunil Purushottanm Agarwal disclosed creation of a pledge on shares of Paisalo Digital Ltd (Scrip: 532900/PAISALO); promoter holds 110,692,800 shares (12.17%) and 3,000,000 shares (0.33%) were already encumbered.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
306.50 | 5,585 Cr | 15.05 | 1.88 | 0.65 | 12.48 | 10.62 | 2.73 | ||
9.12 | 5,412 Cr | 4099.71 | 6.42 | 0.00 | 15.90 | 0.05 | 0.13 | ||
50.30 | 4,575 Cr | 19.29 | 2.56 | 0.20 | 13.23 | 11.24 | 3.77 | ||
280.80 | 4,534 Cr | 11.17 | 1.16 | 0.00 | 10.42 | 8.83 | 2.41 | ||
584.70 | 3,857 Cr | 30.21 | 2.59 | 0.00 | 8.74 | 7.34 | 3.06 | ||
214.50 | 3,476 Cr | 5.79 | 0.78 | 0.00 | -10.94 | 3.10 | 5.87 | ||
140.15 | 3,457 Cr | 17.86 | 1.36 | 0.00 | 7.65 | 10.24 | 2.49 | ||
| Median: 7 Co. | — | 214.50 | 4,534 Cr | 17.86 | 1.88 | 0.00 | 10.42 | 8.83 | 2.73 |
