NAV Growth

Growth of each fund's NAV over the selected period, rebased to 0%

Growth of each fund's NAV over the selected period, rebased to 0%

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Fund Details

Fund Details	Bandhan Credit Risk Fund - Dir (G)	UTI-Credit Risk Fund - Direct (G)
Fund Type	Debt	Debt
Risk	Moderate	Moderately High
Min SIP Amount	₹100	₹500
Min Lumpsum	₹1,000	₹500
Expense Ratio	0.66%	0.76%
NAV	₹19.17 (11 Nov 2026)	₹21.00 (11 Nov 2026)
Fund Size	₹218.33 Cr	₹238.43 Cr
Fund Started	03 Mar 2017	01 Jan 2013
Lock-in Period	No lock-in	No lock-in
Exit Load	1.00%If redeemed/switched out within 365 days from the date of allotment NilIf Redeemed/switched out after 365 days from the date of allotment	Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil.

Returns	Bandhan Credit Risk Fund - Dir (G)	UTI-Credit Risk Fund - Direct (G)
1M	0.42%	0.49%
3M	0.72%	0.88%
6M	3.03%	3.10%
1Y	5.41%	5.97%
3Y	7.17%	7.67%
5Y	6.34%	6.88%
Since Inception	6.94%	5.40%

Trailing risk-adjusted performance measures

Risk Ratio	Bandhan Credit Risk Fund - Dir (G)	UTI-Credit Risk Fund - Direct (G)
Alpha	1.01	1.46
Beta	0.04	0.04
Sharpe	0.74	1.33
Standard Deviation	0.39	0.32

Holding Analysis	Bandhan Credit Risk Fund - Dir (G)	UTI-Credit Risk Fund - Direct (G)
Top 5 Holdings	51.33%	38.46%
Top 10 Holdings	89.53%	69.49%
Portfolio Turnover	—	—
Equity	—	0.79%
Debt	96.81%	92.91%
Cash	—	—

Name	Assets
GSEC2034Govt. Securities	9.67%
JTPM Metal TradePSU & PFI Bonds

Fund Manager	Bandhan Credit Risk Fund - Dir (G)	UTI-Credit Risk Fund - Direct (G)
Name	,

About	Bandhan Credit Risk Fund - Dir (G)	UTI-Credit Risk Fund - Direct (G)
AMC	Bandhan Mutual Fund	UTI Mutual Fund
Scheme Category	Credit Risk Fund	Credit Risk Fund
Benchmark	NIFTY Credit Risk Bond Index B-II	CRISIL Credit Risk Debt B-II Index
Launch Date	14 Feb 2017	01 Jan 2013