NAV Growth

Growth of each fund's NAV over the selected period, rebased to 0%

Growth of each fund's NAV over the selected period, rebased to 0%

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Fund Details

Fund Details	UTI-Credit Risk Fund - Direct (G)	Bandhan Credit Risk Fund - Dir (G)
Fund Type	Debt	Debt
Risk	Moderately High	Moderate
Min SIP Amount	₹500	₹100
Min Lumpsum	₹500	₹1,000
Expense Ratio	0.76%	0.66%
NAV	₹21.00 (11 Nov 2026)	₹19.17 (11 Nov 2026)
Fund Size	₹238.43 Cr	₹218.33 Cr
Fund Started	01 Jan 2013	03 Mar 2017
Lock-in Period	No lock-in	No lock-in
Exit Load	Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil.	1.00%If redeemed/switched out within 365 days from the date of allotment Nil

Returns	UTI-Credit Risk Fund - Direct (G)	Bandhan Credit Risk Fund - Dir (G)
1M	0.49%	0.42%
3M	0.88%	0.72%
6M	3.10%	3.03%
1Y	5.97%	5.41%
3Y	7.67%	7.17%
5Y	6.88%	6.34%
Since Inception	5.40%	6.94%

Trailing risk-adjusted performance measures

Risk Ratio	UTI-Credit Risk Fund - Direct (G)	Bandhan Credit Risk Fund - Dir (G)
Alpha	1.46	1.01
Beta	0.04	0.04
Sharpe	1.33	0.74
Standard Deviation	0.32	0.39

Holding Analysis	UTI-Credit Risk Fund - Direct (G)	Bandhan Credit Risk Fund - Dir (G)
Top 5 Holdings	38.46%	51.33%
Top 10 Holdings	69.49%	89.53%
Portfolio Turnover	—	—
Equity	0.79%	—
Debt	92.91%	96.81%
Cash	—	—

Name	Assets
GSEC2034Govt. Securities	9.67%
JTPM Metal TradePSU & PFI Bonds	7.68%
ERIS Lifesciences LtdNCD	7.54%
Piramal Finance LtdNCD	7.25%
Vedanta Aluminium M...NCD	6.32%
Tata ProjectsNCD	6.29%
Aadhar Housing Fina...NCD	6.28%
Adani Power LtdNCD	6.23%
Godrej Seeds & GNCD	6.15%
Avanse Fin. Ser.NCD	6.08%

Name	Assets
TREPSReverse Repo	15.08%
Aditya Birla Real E...NCD

Fund Manager	UTI-Credit Risk Fund - Direct (G)	Bandhan Credit Risk Fund - Dir (G)
Name

About	UTI-Credit Risk Fund - Direct (G)	Bandhan Credit Risk Fund - Dir (G)
AMC	UTI Mutual Fund	Bandhan Mutual Fund
Scheme Category	Credit Risk Fund	Credit Risk Fund
Benchmark	CRISIL Credit Risk Debt B-II Index	NIFTY Credit Risk Bond Index B-II
Launch Date	01 Jan 2013	14 Feb 2017