Ushakiran Finance June Profit Rises 14.29% to ₹0.08 Crore

Ushakiran Finance Limited reported standalone net profit of ₹0.08 crore for the June 2026 quarter, up 14.29% from ₹0.07 crore a year earlier, while revenue increased to ₹0.20 crore from ₹0.18 crore. The result marks a return to profit after a ₹0.09 crore loss in the March 2026 quarter.

What did Ushakiran Finance report for the June 2026 quarter?

Ushakiran Finance reported revenue of ₹0.20 crore for the quarter ended June 30, 2026. This compared with ₹0.18 crore in the corresponding June 2025 quarter, representing an 11.11% increase based on the reported standalone figures. Net profit was ₹0.08 crore, against ₹0.07 crore a year earlier.

Earnings per share rose to ₹0.33 in the June 2026 quarter from ₹0.28 in June 2025. The company had reported a loss of ₹0.09 crore in the preceding March 2026 quarter, when revenue was ₹0.06 crore. The June quarter therefore showed an improvement in both revenue and profitability on a sequential basis.

The quarterly data table shows expenses of ₹0.09 crore in June 2026, compared with revenue of ₹0.20 crore. Financing profit was ₹0.11 crore and financing margin was 55%, according to the reported quarterly figures. A separate results summary reported operating profit margin at 50%, highlighting a recovery from the weak March-quarter outcome.

Why did the June quarter improve from the March 2026 quarter?

The June 2026 performance improved after a March 2026 quarter in which Ushakiran Finance recorded revenue of ₹0.06 crore and a net loss of ₹0.09 crore. Revenue rose by ₹0.14 crore sequentially, while expenses declined from ₹0.17 crore to ₹0.09 crore. This movement was reflected in the shift from a financing loss of ₹0.11 crore to a financing profit of ₹0.11 crore.

The available disclosures describe the company as an NBFC engaged in investments and financing, alongside financial and consulting services. Its services include preparing project reports, loan syndication, and capital and debt restructuring. The data provided does not identify a specific transaction, client mandate, or operational event as the reason for the quarter-on-quarter change.

The company submitted unaudited financial results for the quarter ended June 30, 2026 along with a limited review report following its board meeting. The June result was also included in an October 20, 2026 financial-results update. The disclosures provide reported financial figures but do not give a detailed management commentary on revenue mix or expense movements.

How did Ushakiran Finance perform in FY26?

Ushakiran Finance reported a full-year FY26 net loss of ₹0.04 crore, or about ₹4.36 lakh, compared with a net profit of ₹0.24 crore in FY25. Full-year revenue increased to ₹0.47 crore from ₹0.43 crore, a rise of 9.30%, according to the reported standalone figures for the year ended March 2026.

The annual result shows that revenue growth did not translate into a positive full-year profit. Gross income was reported at ₹0.4723 crore for FY26, down 15% from the previous year, with lower interest and other income cited in the supplied information. Differences between revenue and gross-income labels should be considered when comparing the reported annual summaries.

The company enclosed its 40th annual report for FY 2025-26 in September 2026. Its annual financial record has been volatile: the supplied annual table shows revenue of about ₹1 crore for FY25 and FY26 when rounded, while reported detailed FY26 standalone sales were ₹0.47 crore. The detailed reported standalone figures provide the more specific annual comparison.

What do the disclosures say about debt and regulatory reporting?

Ushakiran Finance said that SEBI LODR Regulations 51, 52 and 54 were not applicable for the quarter ended September 30, 2026. The company also confirmed on October 20, 2026 that it had not issued non-convertible securities during that quarter.

As no non-convertible securities were issued, no interest, dividend, or principal payment obligations arose under Regulation 57 of the SEBI LODR Regulations, 2015, according to the disclosure. This is a regulatory reporting detail and does not by itself indicate the level of the company's broader borrowing or financing activity.

For investors, the disclosure clarifies that the specified debt-security compliance requirements did not apply during the September quarter. It does not provide fresh information on lending assets, assets under management, client concentration, or the outlook for consulting assignments.

How does the result affect investors and the NBFC business?

The June-quarter profit gives investors a more favourable comparison with the March-quarter loss, but Ushakiran Finance operates on a very small reported revenue base. Revenue of ₹0.20 crore and net profit of ₹0.08 crore mean that relatively small changes in income or expenses can materially affect quarterly margins and profit trends.

The available information does not provide a share-price movement, valuation metric, loan-book data, or asset-quality figures for Ushakiran Finance. As a result, the reported financial result can be assessed primarily through revenue, expenses, profit and EPS rather than through broader NBFC indicators such as disbursements, collection efficiency or non-performing assets.

The company competes in a segment that includes Gujarat Credit Corp., Goyal Associates, ACE Engitech, Integra Capital, Jayabharat Credit, Polytex India and Agarwal FortuneIndia, according to the supplied information. However, no comparable quarterly financial data for these companies was provided, so a direct performance comparison is not available.

Conclusion

Ushakiran Finance returned to a ₹0.08 crore profit in the June 2026 quarter after a ₹0.09 crore loss in March, supported by revenue of ₹0.20 crore and lower reported expenses. Year-on-year, revenue and EPS also increased, although FY26 as a whole ended in a net loss of ₹0.04 crore.

Investors will need to watch subsequent quarterly results for consistency in revenue and expenses, particularly after the sharp March-to-June movement. The disclosures also show that no non-convertible securities were issued in the September 2026 quarter, while the company has submitted its FY26 annual report and June-quarter limited-review results.