NAV Growth

Growth of each fund's NAV over the selected period, rebased to 0%

Growth of each fund's NAV over the selected period, rebased to 0%

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Fund Details

Fund Details	Bank of India Balanced Advantage Fund - Direct (G)	Union Balanced Advantage Fund - Direct (G)
Fund Type	Hybrid	Hybrid
Risk	Very High	High
Min SIP Amount	₹250	₹100
Min Lumpsum	₹5,000	₹1,000
Expense Ratio	1.39%	1.47%
NAV	₹28.94 (11 Nov 2026)	₹23.05 (11 Nov 2026)
Fund Size	₹175.54 Cr	₹1,134.60 Cr
Fund Started	14 Mar 2014	29 Dec 2017
Lock-in Period	No lock-in	No lock-in
Exit Load	If redeemed/ switched-out within 3 months from the date of allotment: - For 10% of investments: Nil - For remaining investments: 1% If redeemed/ switched-out after 3 months from the date of allotment: Nil.	1%If units are redeemed or switched out on or before completion of 15 days from the date of allotment

Returns	Bank of India Balanced Advantage Fund - Direct (G)	Union Balanced Advantage Fund - Direct (G)
1M	4.24%	5.09%
3M	-0.81%	1.19%
6M	1.00%	4.42%
1Y	4.49%	3.10%
3Y	10.15%	9.44%
5Y	10.65%	7.99%
Since Inception	8.70%	9.81%

Trailing risk-adjusted performance measures

Risk Ratio	Bank of India Balanced Advantage Fund - Direct (G)	Union Balanced Advantage Fund - Direct (G)
Alpha	3.35	1.99
Beta	0.64	0.61
Sharpe	0.36	0.23
Standard Deviation	2.77	2.64

Holding Analysis	Bank of India Balanced Advantage Fund - Direct (G)	Union Balanced Advantage Fund - Direct (G)
Top 5 Holdings	26.33%	22.07%
Top 10 Holdings	39.09%	34.78%
Portfolio Turnover	—	1.59
Equity	62.09%	75.17%
Debt	37.95%	23.92%
Cash	—	—

Name	Assets
TREPSReverse Repo	11.02%
GSEC2036Govt. Securities	6.06%
ICICI Bank LtdEquity	3.23%
IRB InvIT FundEquity	3.21%
Power Finance Corpo...Corporate Debts	2.81%
S I D B ICorporate Debts	2.79%
TBILL-364DT Bills	2.78%
Punjab National BankCertificate of Deposits	2.77%
Indian Railway Fina...Corporate Debts	2.23%
State Bank of IndiaEquity	2.19%

Name	Assets
TREPSReverse Repo	6.42%
HDFC Bank LtdEquity

Fund Manager	Bank of India Balanced Advantage Fund - Direct (G)	Union Balanced Advantage Fund - Direct (G)
Name

About	Bank of India Balanced Advantage Fund - Direct (G)	Union Balanced Advantage Fund - Direct (G)
AMC	Bank of India Mutual Fund	Union Mutual Fund
Scheme Category	Dynamic Asset Allocation Fund or Balanced Advantage Fund	Dynamic Asset Allocation Fund or Balanced Advantage Fund
Benchmark	Nifty 50 Hybrid Composite Debt 50:50 Index	Nifty 50 Hybrid Composite Debt 50:50 Index
Launch Date	21 Feb 2014	07 Dec 2017