Moneyview Limited profit rises 418% in September quarter

Moneyview Limited reported net profit of ₹200.72 crore for the quarter ended September 30, 2026, up 418.39% year-on-year, while revenue from operations increased 41.04% to ₹1,120.18 crore. Sequentially, profit rose 15.49% and revenue increased 7.59%, pointing to stronger earnings in the reported period.

How did Moneyview perform in the September 2026 quarter?

Moneyview recorded higher revenue, operating profit and net profit in the September 2026 quarter compared with both the preceding quarter and the corresponding quarter a year earlier. Revenue from operations was ₹1,120.18 crore, against ₹1,041.11 crore in June 2026 and ₹693.05 crore in September 2025.

Net profit rose to ₹200.72 crore from ₹173.80 crore sequentially and ₹67.15 crore a year earlier. Profit before tax increased to ₹269.15 crore, compared with ₹232.75 crore in June 2026 and ₹89.73 crore in September 2025. Total income stood at ₹1,145.62 crore for the reported quarter.

What drove Moneyview's quarterly profit increase?

Moneyview's profit increase coincided with revenue growth and a rise in operating profit. Operating profit reached ₹442.33 crore in September 2026, up from ₹400.07 crore in the preceding quarter and ₹215.69 crore a year earlier, while the operating margin rose to 39% from 38% sequentially and 31% a year earlier.

Expenses were ₹677.85 crore, compared with ₹641.04 crore in June 2026 and ₹477.36 crore in September 2025. Interest expense increased to ₹194.41 crore from ₹188.13 crore sequentially, while impairment of financial instruments rose to ₹286.48 crore from ₹240.57 crore a year earlier. Despite these costs, the reported profit before tax rose sharply from the year-earlier base.

How has Moneyview's annual financial performance changed?

Moneyview's sales increased to ₹3,351 crore in FY26 from ₹2,339 crore in FY25, while operating profit rose to ₹1,122 crore from ₹658.60 crore. The operating profit margin expanded to 32.97% in FY26 from 27.69% in FY25, based on the annual income statement data provided.

Annual net profit was ₹242.71 crore in FY26, marginally above ₹240.28 crore in FY25. Interest expense, however, climbed to ₹631.69 crore from ₹369.82 crore over the same period. The annual figures show that revenue and operating profit expanded faster than reported net profit as financing costs increased.

What do Moneyview's balance sheet and cash flows show?

Moneyview's total assets rose to ₹9,730.85 crore at September 30, 2026, from ₹8,104.85 crore at March 31, 2026. Managed assets under management were reported at ₹23,892 crore, while collection efficiency was 98.64% and return on equity was 27.9%.

For FY26, current assets were ₹6,382 crore and current liabilities were ₹3,823 crore, producing a current ratio of 1.67. Cash flow from operating activities remained negative at ₹950.90 crore in FY26, although it improved from a negative ₹1,421 crore in FY25. Financing cash flow was positive at ₹1,648 crore in FY26.

How significant is Moneyview's digital lending position?

Moneyview is described as India's largest unlisted digital lending platform by assets under management, with about an 11% share of digital personal loans in FY25. The platform offers personal loans and other financial products through its mobile app and connects users with banks, NBFCs, insurers and other financial institutions.

The revenue trajectory in the available data has been steep, rising from ₹577 crore in FY23 to ₹1,342 crore in FY24 and ₹2,339 crore in FY25. For the half year ended September 30, 2026, revenue from operations was ₹2,161.29 crore and profit was ₹374.51 crore, compared with ₹1,487.29 crore and ₹105.86 crore respectively in the corresponding prior-year period.

Conclusion

Moneyview's September 2026 results show a substantial year-on-year improvement in profitability, with net profit reaching ₹200.72 crore and revenue from operations crossing ₹1,120 crore. Operating margin expansion and higher operating profit supported the earnings gain, although interest costs and financial-instrument impairment remained material expenses.

Investors will watch whether Moneyview can sustain revenue growth and margins while managing borrowing costs, impairment and operating cash outflows. The next reported results will indicate whether the September-quarter rise in profit and the 98.64% collection efficiency are maintained as managed AUM develops further.