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Discovery themes featuring this stock| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
89.53 | 71,016 Cr | 27.74 | 3.15 | 0.00 | 11.37 | 7.98 | 2.01 | ||
581.50 | 32,234 Cr | 5.88 | 0.84 | 1.71 | 14.34 | 8.64 | 1.72 | ||
1087.80 | 27,687 Cr | 12.08 | 1.44 | 0.75 | 11.92 | 8.80 | 2.45 | ||
438.00 | 21,193 Cr | 19.34 | 2.81 | 0.00 | 14.53 | 10.52 | 4.00 | ||
145.50 | 16,224 Cr | 12.67 | 0.60 | 1.02 | 5.67 | 9.51 | 1.80 | ||
199.50 | 13,493 Cr | 14.31 | 2.67 | 0.00 | 18.64 | 14.34 | 7.23 | ||
1200.00 | 11,451 Cr | 21.19 | 2.63 | 0.47 | 12.40 | 10.03 | 3.56 | ||
| Median: 7 Co. | — | 438.00 | 21,193 Cr | 14.31 | 2.63 | 0.47 | 12.40 | 9.51 | 2.45 |
Bajaj Housing Finance Limited (BHFL) is a non-deposit taking housing finance company focused on offering financial solutions for residential and commercial properties. It primarily caters to individual retail housing loans with a comprehensive suite of mortgage products.
In Q3 FY26, BHFL achieved a 23% increase in assets under management (AUM), reaching ₹1,33,412 crore. The company reported a profit after tax (PAT) growth of 21%, with an annualized return on assets (ROA) of 2.3% and return on equity (ROE) of 12.3%.
The company's home loans, loans against property (LAP), and lease rental discounting (LRD) saw significant AUM growth, notably with LRD growing by 39%. Disbursements were also up by 32% year-on-year in Q3 FY26, indicating strong lending momentum.
The cost of funds improved by 50 bps on a YoY basis, reflecting effective borrowing strategies. Meanwhile, the company maintained a healthy asset quality, with gross non-performing assets (GNPA) at 0.27% and net NPA at 0.11%.
BHFL has shown operational efficiency with Opex to NTI ratio improving to 19.0%. The company continues to hold strong capital adequacy with a CAR of 23.15%, asserting its stability in financial management.
Finance
Housing Finance Company
71,016 Cr
Moderate Risk
27.7
18.2
1.4
3.2
132.50
72.60
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
Bajaj Housing Finance Ltd (BAJAJHFL) is currently trading at 84.18 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Bajaj Housing Finance Limited (BHFL) is a non-deposit taking housing finance company focused on offering financial solutions for residential and commercial properties. It primarily caters to individual retail housing loans with a comprehensive suite of mortgage products. In Q3 FY26, BHFL achieved a 23% increase in assets under management (AUM), reaching ₹1,33,412 crore. The company reported a profit after tax (PAT) growth of 21%, with an annualized return on assets (ROA) of 2.3% and return on equity (ROE) of 12.3%. The company's home loans, loans against property (LAP), and lease rental discounting (LRD) saw significant AUM growth, notably with LRD growing by 39%. Disbursements were also up by 32% year-on-year in Q3 FY26, indicating strong lending momentum. The cost of funds improved by 50 bps on a YoY basis, reflecting effective borrowing strategies. Meanwhile, the company maintained a healthy asset quality, with gross non-performing assets (GNPA) at 0.27% and net NPA at 0.11%. BHFL has shown operational efficiency with Opex to NTI ratio improving to 19.0%. The company continues to hold strong capital adequacy with a CAR of 23.15%, asserting its stability in financial management.
Over the past 52 weeks, Bajaj Housing Finance Ltd has traded between a low of ₹72.60 and a high of ₹132.50. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Bajaj Housing Finance Ltd has a market capitalization of approximately 71,016.49. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Bajaj Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 27.74 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 71,016.49 Cr, Bajaj Housing Finance Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Bajaj Housing Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Bajaj Housing Finance Ltd is 27.74. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
The company reported a Q4FY26 net profit of ₹669.2 crore, up 14.1% year-on-year from ₹587 crore in Q4FY25.
Bajaj Finance’s board is scheduled to meet on April 28, 2026 to approve the audited Q4 FY26 financial statements and consider a final dividend.
BHFL is expected to announce its March quarter (Q4 FY26) results on Monday, April 27, 2026.
Gross disbursements were approximately ₹17,530 crore in Q4FY26, up 22.95% from ₹14,254 crore in Q4FY25.
Bearish
3
Neutral
3
Bullish
8
Bearish
34
Neutral
3
Bullish
9
Bearish
31
Neutral
0
Bullish
1
Secured NCD Allotment
Bajaj Housing Finance allotted 95,500 secured redeemable NCDs aggregating Rs.955.00 crore (ISIN: INE377Y07631) on private placement on 12-May-2026; 1,826-day tenor maturing 12-May-2031; 7.90% p.a. annual coupon; proposed listing on BSE WDM.
NCD Allotment
Bajaj Housing Finance allotted 95,500 secured redeemable NCDs of Rs.100,000 each (Rs.955.00 crore) on private placement on 12-May-2026; 1,826-day tenor maturing 12-May-2031, 7.90% p.a. annual coupon; secured by first pari‑passu charge on loan receivables; ISIN INE377Y07631; proposed listing on BSE WDM.
Investor Presentation
Bajaj Housing Finance submitted an investor presentation updated through FY2026 under Regulation 30 (LODR) to BSE/NSE for an analysts/institutional investor meet; the deck will be posted on the company website.
