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Finance
Housing Finance Company
68,767 Cr
Low Risk
24.5
16.8
1.3
2.9
108.45
72.60
Sales CAGR
Profit CAGR
ROE
ROCE

Bajaj Housing Finance Ltd (BAJAJHFL) is currently trading at 82.50 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Bajaj Housing Finance Limited is a non-deposit-taking housing finance company offering individual home loans, loan against property, lease rental discounting, developer finance and unsecured loans. Its customer coverage spans salaried and self-employed homebuyers, commercial-property owners, developers, and near-prime or affordable borrowers across a network of 223 branches in 182 locations. The company crossed Rs 1.5 lakh crore of assets under management during Q2 FY27, reaching Rs 1.58 lakh crore after 25% year-on-year growth. Disbursements also increased 25% to approximately Rs 19,900 crore, while home-loan AUM growth accelerated to 22%, indicating broad-based momentum despite competitive pressure in prime housing. Sambhav Home Loans is becoming a meaningful growth and margin-balancing engine. Its monthly disbursement run-rate crossed Rs 500 crore, contributing 16% of home-loan originations in Q2 FY27; management expects approximately 20% of the home-loan mix next year and potentially 30% over the following three to four years. Asset quality remained exceptionally strong, with GNPA at 29 basis points and NNPA at 12 basis points. Credit cost moderated to 10 basis points in the quarter, while Stage 3 provisioning coverage remained close to 60%, demonstrating resilience across a rapidly expanding and increasingly diversified mortgage portfolio. Near-term profitability faces competing forces: cost of funds declined to approximately 7% after liability repricing, but future repo increases may raise funding costs. Management expects most asset and liability repricing to remain matched, while warning that prime acquisition pricing, balance transfers, insurance-commission regulation and customer attrition could influence growth and margins.
Over the past 52 weeks, Bajaj Housing Finance Ltd has traded between a low of ₹72.60 and a high of ₹108.45. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Bajaj Housing Finance Ltd has a market capitalization of approximately 68,766.76. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Bajaj Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 24.50 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 68,766.76 Cr, Bajaj Housing Finance Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Bajaj Housing Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Bajaj Housing Finance Ltd is 24.50. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Bajaj Housing Finance reported profit after tax of ₹757 crore in Q2 FY27, up 18% year on year from ₹643 crore.
Standalone profit after tax for Q1 FY27 was ₹715.28 crore, up 23% from ₹583.30 crore in Q1 FY26.
The company reported standalone profit after tax of ₹715.28 crore for the quarter ended 30 June 2026, up 23% from ₹583.30 crore in Q1 FY26.
The company reported that its assets under management (AUM) grew 24% year-on-year as of June 30, 2026.
