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Bajaj Housing Finance Ltd (BAJAJHFL) is currently trading at 88.37 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Bajaj Housing Finance Limited focuses primarily on home loans, catering to both retail and commercial clients. It operates a diversified lending model covering home loans, loan against property, lease rental discounting, and developer financing. The company reported robust growth in Q2 FY26, with AUM increasing by 24% year-on-year, reaching ₹1,26,749 crore. Profit after tax also grew by 18% compared to Q2 FY25, indicating strong financial health amidst a competitive market environment. Bajaj Housing Finance has shown significant improvement in asset quality, reducing GNPA to 0.26% and NNPA to 0.12% in Q2 FY26, which is a testament to its effective risk management strategies, even in a competitive mortgage market. The company is enhancing operational efficiencies, marked by a reduction in operating expenses to NTI ratio, which improved to 19.6% in Q2 FY26 from 20.5% in the same quarter the previous year. Digital initiatives such as e-agreement and online customer onboarding have reached high penetration levels, pushing operational results further. Bajaj Housing Finance has transitioned its manpower model from outsourced to fixed term contracts, with significant restructuring having taken place, further solidifying its operational framework and enhancing manpower stability.
Over the past 52 weeks, Bajaj Housing Finance Ltd has traded between a low of ₹88.15 and a high of ₹137.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Bajaj Housing Finance Ltd has a market capitalization of approximately 75,457.62. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Bajaj Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 32.00 and operates in the Finance sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
You can buy shares of Bajaj Housing Finance Ltd (BAJAJHFL) through any SEBI-registered stockbroker in India. A demat and trading account are required to place buy or sell orders on stock exchanges such as NSE or BSE. Shares are credited to the demat account as per the exchange settlement cycle.
Based on its market capitalization of 75,457.62 Cr, Bajaj Housing Finance Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Bajaj Housing Finance Ltd operates in the Finance sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Bajaj Housing Finance Ltd is 32.00. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Bajaj Housing Finance Ltd currently does not pay dividends. Companies that do not pay dividends often reinvest profits to support business growth or strengthen operations.
Key risks associated with Bajaj Housing Finance Ltd include sector-specific challenges in the Finance industry, regulatory changes, competitive pressures, company-level financial performance, overall market volatility, and broader macroeconomic factors that can impact stock prices.
Bearish
4
Neutral
7
Bullish
3
Bearish
33
Neutral
7
Bullish
6
Bearish
29
Neutral
0
Bullish
3
Finance
Finance - Housing - Large
75,458 Cr
Moderate Risk
32.0
13.5
1.9
3.6
137.00
88.15
Sales CAGR
1Y
25.71%
3Y
36.48%
5Y
104.98%
10Y
—
Profit CAGR
1Y
24.94%
3Y
44.99%
5Y
119.83%
10Y
—
ROE
TTM
11.15%
3Y
12.07%
5Y
11.39%
10Y
—
ROCE
TTM
8.11%
3Y
8.53%
5Y
8.20%
10Y
—
Market Cap
₹ 75,458 Cr
P/E
32.00
Upcoming Result Date: Feb 01, 2026
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
Performance
UNDER PERFORMER
Valuation
OVERVALUED
Growth
EXCEPTIONAL
Profitability
LOW MARGIN
Technicals
Bearish
Risk
MODERATE RISK