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Bearish
3
Neutral
4
Bullish
7
Bearish
34
Neutral
4
Bullish
8
Bearish
31
Neutral
0
Bullish
1
Discovery themes featuring this stock
Bajaj Housing Finance Limited (BHFL) is a non-deposit taking housing finance company focused on offering financial solutions for residential and commercial properties. It primarily caters to individual retail housing loans with a comprehensive suite of mortgage products.
In Q3 FY26, BHFL achieved a 23% increase in assets under management (AUM), reaching ₹1,33,412 crore. The company reported a profit after tax (PAT) growth of 21%, with an annualized return on assets (ROA) of 2.3% and return on equity (ROE) of 12.3%.
The company's home loans, loans against property (LAP), and lease rental discounting (LRD) saw significant AUM growth, notably with LRD growing by 39%. Disbursements were also up by 32% year-on-year in Q3 FY26, indicating strong lending momentum.
The cost of funds improved by 50 bps on a YoY basis, reflecting effective borrowing strategies. Meanwhile, the company maintained a healthy asset quality, with gross non-performing assets (GNPA) at 0.27% and net NPA at 0.11%.
BHFL has shown operational efficiency with Opex to NTI ratio improving to 19.0%. The company continues to hold strong capital adequacy with a CAR of 23.15%, asserting its stability in financial management.
Finance
Housing Finance Company
67,759 Cr
Low Risk
27.4
17.9
1.8
3.2
137.00
79.81
Sales CAGR
Profit CAGR
ROE
ROCE
Discover detailed, AI-driven financial summaries that break down key metrics, trends, and insights—empowering you to make smarter investment decisions.
Bajaj Housing Finance Ltd (BAJAJHFL) is currently trading at 81.32 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
Bajaj Housing Finance Limited (BHFL) is a non-deposit taking housing finance company focused on offering financial solutions for residential and commercial properties. It primarily caters to individual retail housing loans with a comprehensive suite of mortgage products. In Q3 FY26, BHFL achieved a 23% increase in assets under management (AUM), reaching ₹1,33,412 crore. The company reported a profit after tax (PAT) growth of 21%, with an annualized return on assets (ROA) of 2.3% and return on equity (ROE) of 12.3%. The company's home loans, loans against property (LAP), and lease rental discounting (LRD) saw significant AUM growth, notably with LRD growing by 39%. Disbursements were also up by 32% year-on-year in Q3 FY26, indicating strong lending momentum. The cost of funds improved by 50 bps on a YoY basis, reflecting effective borrowing strategies. Meanwhile, the company maintained a healthy asset quality, with gross non-performing assets (GNPA) at 0.27% and net NPA at 0.11%. BHFL has shown operational efficiency with Opex to NTI ratio improving to 19.0%. The company continues to hold strong capital adequacy with a CAR of 23.15%, asserting its stability in financial management.
Over the past 52 weeks, Bajaj Housing Finance Ltd has traded between a low of ₹79.81 and a high of ₹137.00. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
Bajaj Housing Finance Ltd has a market capitalization of approximately 67,758.55. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
Bajaj Housing Finance Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 27.38 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 67,758.55 Cr, Bajaj Housing Finance Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
Bajaj Housing Finance Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of Bajaj Housing Finance Ltd is 27.38. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
No, the budget did not announce any new direct tax benefits or deductions for home loans. It focused on broader economic growth to stimulate demand indirectly.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
81.32 | 67,759 Cr | 27.38 | 3.20 | 0.00 | 11.15 | 8.11 | 2.14 | ||
500.00 | 27,577 Cr | 5.01 | 0.72 | 2.00 | 14.34 | 8.64 | 1.72 | ||
478.85 | 20,810 Cr | 20.60 | 3.02 | 0.00 | 14.33 | 10.42 | 4.11 | ||
768.90 | 19,989 Cr | 9.19 | 1.11 | 0.65 | 11.96 | 9.14 | 2.55 | ||
138.05 | 11,440 Cr | 8.72 | 0.51 | 1.45 | 5.67 | 9.51 | 1.80 | ||
844.80 | 11,210 Cr | 11.55 | 2.05 | 1.43 | 16.87 | 8.93 | 2.33 | ||
222.35 | 11,134 Cr | 12.52 | 2.39 | 2.02 | 18.11 | 14.31 | 7.39 | ||
| Median: 7 Co. | — | 478.85 | 19,989 Cr | 11.55 | 2.05 | 1.43 | 14.33 | 9.14 | 2.33 |
Change in Senior Management
Board on 17 Mar 2026 approved SMP changes: Hari Dasan and Amit Maheshwari appointed SMPs effective 1 Apr 2026; Gagandeep Malhotra appointed CRO for five years from 1 Apr 2026; Amit Sinha and Niraj Adiani ceased prior roles on 31 Mar 2026.
Newspaper Publication
Bajaj Housing Finance published a newspaper advertisement on 13 Mar 2026 notifying a postal ballot (with e‑voting and email update instructions) to seek shareholders' approval to appoint Ajay Kumar Choudhary (DIN:09498080) as an Independent Director for five years from 1 Mar 2026.
