Moneyview profit hits Rs 200 crore as September revenue climbs

Moneyview Limited reported consolidated profit of Rs 200.118 crore for the quarter ended September 30, 2026, up from Rs 35.712 crore a year earlier, as revenue from operations reached Rs 1,120.119 crore. The board approved the unaudited results on November 5, 2026.

How did Moneyview’s September-quarter earnings change?

Moneyview’s consolidated profit rose to Rs 200.118 crore in the quarter ended September 30, 2026, from Rs 35.712 crore in the corresponding quarter a year earlier. Revenue from operations increased by Rs 325.877 crore to Rs 1,120.119 crore, while total income, including other income, increased to Rs 1,145.560 crore from Rs 804.555 crore.

The year-on-year profit comparison was affected by exceptional items. Moneyview recorded an exceptional gain of Rs 30,000 in the September 2026 quarter, compared with an exceptional loss of Rs 47.946 crore in the September 2025 quarter. Profit before tax consequently increased to Rs 269.155 crore from Rs 52.511 crore, while total tax expense rose to Rs 68.437 crore from Rs 13.189 crore.

Moneyview also reported sequential increases from the quarter ended June 30, 2026. Revenue from operations rose from Rs 1,041.113 crore, total income rose from Rs 1,065.092 crore, and profit for the period increased from Rs 173.796 crore to Rs 200.118 crore in the September quarter.

What costs rose alongside Moneyview’s revenue?

Moneyview’s impairment of financial instruments increased to Rs 286.484 crore in the September 2026 quarter from Rs 240.573 crore a year earlier. Finance costs rose to Rs 194.411 crore from Rs 154.511 crore, meaning the two lending-related expense lines combined increased by Rs 85.811 crore year on year.

Employee-benefit expense rose to Rs 97.423 crore from Rs 68.959 crore, depreciation and amortisation increased to Rs 4.211 crore from Rs 2.323 crore, and other expenses rose to Rs 293.939 crore from Rs 237.732 crore. Total expenses therefore increased to Rs 876.468 crore from Rs 704.098 crore.

Profit before exceptional items and tax was Rs 269.132 crore, compared with Rs 100.457 crore in the prior-year quarter. Current tax expense increased to Rs 71.971 crore from Rs 33.307 crore, while the deferred tax credit was Rs 3.535 crore, compared with a Rs 7.451 crore credit a year earlier.

Moneyview classifies its business as financial services, including financial technology solutions and corresponding lending. It reported no separate operating segments under Indian Accounting Standard 108, or Ind AS 108, so the filing does not provide revenue, profit, impairment or loan figures separately for technology and lending activities.

What do Moneyview’s half-year results and cash flows show?

Moneyview reported revenue from operations of Rs 2,161.292 crore for the half year ended September 30, 2026, compared with Rs 1,487.288 crore in the corresponding six months of 2025. Half-year profit increased to Rs 374.514 crore from Rs 105.855 crore, while profit before tax rose to Rs 502.136 crore from Rs 142.234 crore.

Half-year impairment of financial instruments was Rs 541.487 crore, up from Rs 441.003 crore, and finance costs rose to Rs 382.538 crore from Rs 288.030 crore. The cash-flow statement separately recorded impairment loss allowance on portfolio loans of Rs 344.486 crore, compared with Rs 256.947 crore in the previous half year.

Cash used in operating activities narrowed to Rs 79.665 crore in the six months ended September 30, 2026, from Rs 554.572 crore used a year earlier. The increase in loans within working capital was Rs 780.977 crore, compared with Rs 920.421 crore in the prior-year period, while interest received on portfolio loans increased to Rs 791.216 crore from Rs 577.187 crore.

Cash and cash equivalents stood at Rs 1,611.518 crore at September 30, 2026, compared with Rs 1,027.094 crore at March 31, 2026. Investing activities used Rs 422.238 crore during the half year, while financing activities generated Rs 1,086.327 crore, including Rs 750 crore of proceeds from issuing equity shares.

How did Moneyview’s balance sheet and IPO change?

Moneyview’s total assets rose to Rs 9,730.845 crore at September 30, 2026, from Rs 8,104.854 crore at March 31, 2026. Current loans increased to Rs 4,500.146 crore from Rs 4,046.585 crore, while non-current loans declined to Rs 1,241.042 crore from Rs 1,261.070 crore.

Total borrowings were Rs 5,588.260 crore at September 30, comprising Rs 3,468.772 crore of current borrowings and Rs 2,119.488 crore of non-current borrowings. This compared with Rs 5,157.038 crore at March 31, 2026, comprising Rs 3,137.397 crore of current and Rs 2,019.641 crore of non-current borrowings.

Moneyview completed an initial public offering during the September 2026 quarter involving 321,082,435 equity shares aggregating Rs 1,091.680 crore. The offering included a fresh issue of Rs 750 crore and shares worth Rs 341.680 crore offered by selling shareholders; the equity shares were listed on BSE and NSE on October 1, 2026.

Moneyview said it had not utilised the Rs 750 crore fresh-issue proceeds as at September 30, 2026. Total equity rose to Rs 3,348.951 crore from Rs 2,225.423 crore at March 31, with other equity increasing to Rs 3,174.151 crore from Rs 2,185.062 crore.

Were Moneyview’s September-quarter results audited?

Moneyview’s September 2026 consolidated results were unaudited and underwent a limited review by S.R. Batliboi & Associates LLP. In its November 5, 2026 report, the auditor said nothing had come to its attention that caused it to believe the consolidated statement failed to meet applicable reporting requirements, while noting that a review is narrower in scope than an audit.

The comparative quarterly and half-year figures for the period ended September 30, 2025 were approved by Moneyview’s board but were not reviewed or audited by the statutory auditors, according to the results notes. The consolidated results include subsidiaries Whizdm Finance Private Limited and Zeo Fin Technology Private Limited, as well as the Moneyview Employees Trust.

Conclusion

Moneyview’s September-quarter result combined a rise in revenue to Rs 1,120.119 crore with profit of Rs 200.118 crore, while impairment expense reached Rs 286.484 crore and finance costs reached Rs 194.411 crore. The half-year figures also show higher revenue, earnings, loans, borrowings and cash and cash equivalents than the comparable or preceding reported periods.

The disclosed unresolved matter to watch is use of the Rs 750 crore IPO fresh-issue proceeds, which remained unutilised at September 30, 2026. Subsequent results can also show whether changes in current loans, which reached Rs 4,500.146 crore, are accompanied by further movements in impairment expense, borrowing costs and operating cash flow.