Muthoot Microfin Ltd (MUTHOOTMF) is currently trading at 157.85 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.

Muthoot Microfin is a rural-focused non-banking financial company providing microfinance, small-enterprise, secured lending, gold loans and housing-linked products, primarily to women entrepreneurs. It operates through 1,675 branches across 394 districts, serving 3.27 million active clients with a predominantly rural portfolio and the backing of the Muthoot Pappachan Group. The company delivered a strong Q2 FY27 recovery, with AUM rising 22.0% year-on-year to ₹153,228 million and disbursements reaching a period high of ₹28,997 million. Profitability improved sharply as PAT increased 263.0% year-on-year to ₹1,108 million, while NIM expanded to 12.5% and cost-to-income declined to 48.1%. Asset quality is improving materially after the FY25 stress period. GNPA declined from 4.61% in Q2 FY26 to 3.38% in Q2 FY27, NNPA reached 1.05%, and overall collection efficiency improved to 98.1%. However, provision coverage on Stage 3 assets remained 69.6%, leaving continued sensitivity to credit costs and recoveries. Muthoot Microfin is rapidly diversifying beyond traditional joint-liability lending. Non-JLG products increased to 31% of AUM, including a ₹41,619 million Muthoot Small Enterprise Loan portfolio with 99.7% collection efficiency. This reduces concentration risk, but the newer unsecured business-loan book remains relatively young and requires sustained underwriting discipline. Digitization is becoming a meaningful operating lever rather than a limited pilot. Digital collection share rose to 46.7%, customer-app installations reached 2.16 million, and digital loan journeys reduced projected processing time from approximately two days to below 30 minutes. These initiatives could improve productivity, but adoption, fraud controls and repayment behavior remain important execution variables.

Over the past 52 weeks, Muthoot Microfin Ltd has traded between a low of ₹134.20 and a high of ₹262.35. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.

Muthoot Microfin Ltd has a market capitalization of approximately 2,640.07. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.

Muthoot Microfin Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of 8.11 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.

Based on its market capitalization of 2,640.07 Cr, Muthoot Microfin Ltd is classified as a Small Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.

Muthoot Microfin Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.

The Price-to-Earnings (PE) ratio of Muthoot Microfin Ltd is 8.11. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.

MML reported debt-to-equity of 3.50 times in Q2 FY27, compared with 3.34 times in FY26. Between March and September 2026, borrowings other than debt securities increased by Rs 999.92 crore and debt securities increased by Rs 155.02 crore. Total equity also rose by Rs 201.67 crore to Rs 3,055.98 crore.

MML reported AUM per branch of Rs 9.15 crore in Q2 FY'27. That was Rs 1.84 crore higher than Rs 7.31 crore in Q2 FY'26, representing the stated 25% year-on-year increase.

MML reported GNPA of 3.38% in Q2 FY’27, compared with 3.70% in Q1 FY’27. During the same period, Stage 2 loans declined to 1.6% from 1.7% and collection efficiency rose to 98.11% from 97.97%.

MML reported an MSEL portfolio of Rs 4,161.9 crore in Q2 FY’27. The presentation considers MSEL as a new-book portfolio from July 2025, and its reported balance was Rs 3,211.0 crore in Q1 FY’27.