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Discovery themes featuring this stock
One97 Communications Limited (Paytm) is a digital payments and financial services platform that provides a full-stack merchant payments solution, consumer UPI app, financial product distribution, marketing services and hardware for merchants; the business serves MSMEs and enterprise merchants alongside consumer products like Paytm Money, Paytm Postpaid and Paytm Checkin travel, positioning Paytm as an end-to-end payments and financial ecosystem.
In Q3 FY26 Paytm reported revenue of ₹2,194 Cr (up 20% YoY), EBITDA of ₹156 Cr and positive PAT of ₹225 Cr, reflecting a rapid turnaround from loss-making quarters to expanding profitability driven by higher contribution margins, disciplined indirect expenses and rising net payment and distribution revenues; contribution margin expanded to 57% for the quarter.
Operational momentum is visible: GMV rose 24% YoY to ₹6.2 Lakh Cr, Monthly Transacting Users increased to 7.6 crore, and subscription merchants grew to 1.44 crore, indicating broad-based engagement across merchant and consumer channels that supports multiple monetisation levers including device subscriptions, merchant loans and advertising.
Paytm is actively commercialising proprietary AI across its product stack — AI Router, AI Soundbox, conversational customer agents, real-time fraud detection and targeting for pay-performance ads — positioning AI as a growth and efficiency engine to increase retention, reduce acquisition cost and deepen financial services penetration across merchants and consumers.
Balance sheet strength is a notable tailwind: Paytm reports investable cash and equivalents around ₹12,882 Cr after escrow prefunding, controlled capex (₹327 Cr in 9M FY26) and a manageable ESOP pool, providing liquidity optionality for continued product investments, marketing and selective expansion while maintaining discipline on RoI for device-led growth.
Financial Technology (Fintech)
Financial Technology (Fintech)
73,427 Cr
High Risk
-412.9
97.8
-0.7
4.8
1,381.75
803.10
Sales CAGR
Profit CAGR
ROE
ROCE
Discovery themes featuring this stockOne 97 Communications Ltd (PAYTM) is currently trading at 1,130.15 per share. Stock prices fluctuate during market hours on NSE and BSE based on demand, company updates, and overall market conditions. Refer to the live price chart above for the most recent price movement.
One97 Communications Limited (Paytm) is a digital payments and financial services platform that provides a full-stack merchant payments solution, consumer UPI app, financial product distribution, marketing services and hardware for merchants; the business serves MSMEs and enterprise merchants alongside consumer products like Paytm Money, Paytm Postpaid and Paytm Checkin travel, positioning Paytm as an end-to-end payments and financial ecosystem. In Q3 FY26 Paytm reported revenue of ₹2,194 Cr (up 20% YoY), EBITDA of ₹156 Cr and positive PAT of ₹225 Cr, reflecting a rapid turnaround from loss-making quarters to expanding profitability driven by higher contribution margins, disciplined indirect expenses and rising net payment and distribution revenues; contribution margin expanded to 57% for the quarter. Operational momentum is visible: GMV rose 24% YoY to ₹6.2 Lakh Cr, Monthly Transacting Users increased to 7.6 crore, and subscription merchants grew to 1.44 crore, indicating broad-based engagement across merchant and consumer channels that supports multiple monetisation levers including device subscriptions, merchant loans and advertising. Paytm is actively commercialising proprietary AI across its product stack — AI Router, AI Soundbox, conversational customer agents, real-time fraud detection and targeting for pay-performance ads — positioning AI as a growth and efficiency engine to increase retention, reduce acquisition cost and deepen financial services penetration across merchants and consumers. Balance sheet strength is a notable tailwind: Paytm reports investable cash and equivalents around ₹12,882 Cr after escrow prefunding, controlled capex (₹327 Cr in 9M FY26) and a manageable ESOP pool, providing liquidity optionality for continued product investments, marketing and selective expansion while maintaining discipline on RoI for device-led growth.
Over the past 52 weeks, One 97 Communications Ltd has traded between a low of ₹803.10 and a high of ₹1,381.75. The 52-week high and low indicate the stock’s price range over the last year and help investors understand its volatility and recent trading levels.
One 97 Communications Ltd has a market capitalization of approximately 73,426.98. Market capitalization represents the total value of a company’s outstanding shares and helps investors understand its size, stability, and relative risk compared to other listed companies.
One 97 Communications Ltd’s investment profile depends on its business fundamentals, valuation, and long-term outlook. The stock currently trades at a PE ratio of -412.85 and operates in the its sector sector. Investors typically assess financial performance, growth prospects, and individual risk tolerance before making investment decisions.
Based on its market capitalization of 73,426.98 Cr, One 97 Communications Ltd is classified as a Mid Cap stock. Large-cap stocks are generally more stable, while mid-cap and small-cap stocks tend to offer higher growth potential along with higher price volatility.
One 97 Communications Ltd operates in the its sector sector. Sector classification matters because companies in the same sector are often affected by similar economic conditions, regulatory changes, and competitive dynamics, which can influence overall stock performance.
The Price-to-Earnings (PE) ratio of One 97 Communications Ltd is -412.85. The PE ratio compares a company’s share price to its earnings and is commonly used to assess valuation. Comparing the PE ratio with sector peers and historical levels provides better context.
Paytm shares are expected to be watched after RBI cancelled Paytm Payments Bank’s banking licence effective April 24, 2026, prompting Paytm’s clarification to exchanges.
NPCI allowed One97 Communications to start migrating Paytm users to new PSP bank UPI handles and earlier approved OCL as a TPAP under the multi-bank model on March 14, 2024.
Reports linked the fall to market concerns about whether the RBI’s Payment Infrastructure Development Fund (PIDF) scheme would be extended beyond December 2025.
The budget reduces the Tax Collected at Source (TCS) on overseas tour packages to 2%. This can boost Paytm's travel ticketing business by making packages more affordable and attractive to customers.
| Symbol | Watchlist | Price | Market Cap | P/E | P/B | Div Yield (%) | ROE (%) | ROCE (%) | ROA (%) |
1421.15 | 78,517 Cr | 114.63 | 11.60 | 0.00 | 6.82 | 7.43 | 7.30 | ||
1123.00 | 73,427 Cr | -412.85 | 4.79 | 0.00 | 0.74 | 1.01 | -0.78 | ||
191.50 | 22,466 Cr | -132.07 | 3.88 | 0.00 | -1.14 | 1.20 | 0.21 | ||
14.79 | 4,884 Cr | 18.28 | 1.16 | 0.00 | 5.74 | 8.02 | 4.19 | ||
239.00 | 3,876 Cr | 15.87 | 3.02 | 0.44 | 16.48 | 19.00 | 12.16 | ||
170.80 | 1,595 Cr | -9.90 | 3.05 | 0.00 | -34.74 | -17.53 | -8.76 | ||
309.95 | 699 Cr | 38.89 | 5.06 | 0.00 | 16.89 | 21.33 | 7.86 | ||
| Median: 7 Co. | — | 239.00 | 4,884 Cr | 15.87 | 3.88 | 0.00 | 5.74 | 7.43 | 4.19 |
Voluntary winding-up
One97 Communications disclosed that RBI cancelled Paytm Payments Bank's licence effective Apr 24, 2026 and PPBL's board and shareholders on Apr 25 approved resolutions to enable its winding‑up; One97 expects no material impact.
Regulatory clarification
Reserve Bank of India cancelled the banking licence of Paytm Payments Bank Ltd. effective close of business on April 24, 2026; One97 Communications (Paytm) states it has no exposure or material business ties with PPBL, had already impaired its investment as of Mar 31, 2024, and Paytm services continue to operate uninterrupted.
